Key points at a glance
Living in Carouge (canton of Geneva) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Carouge you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Geneva), never on your health: for basic insurance, every insurer must accept you. Carouge has roughly 22’336 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Carouge, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Lancy (2 km), Troinex (2 km), Genève (2 km).
Carouge at a glance: your local context
Carouge, a municipality of roughly 22’336 residents in the canton of Geneva, has its own profile when it comes to health insurance. Carouge lies in premium region 0 of the canton of Geneva (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 22’336
- Canton: Geneva
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 1227
- Federal municipality number (BFS): 6608
Health insurance and supplementary cover around Carouge: compare neighbouring municipalities
Around Carouge, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Lancy — 2.1 km away
- Health insurance and supplementary cover in Troinex — 2.1 km away
- Health insurance and supplementary cover in Genève — 2.2 km away
- Health insurance and supplementary cover in Plan-les-Ouates — 2.5 km away
- Health insurance and supplementary cover in Onex — 3.1 km away
- Health insurance and supplementary cover in Chêne-Bougeries — 3.3 km away
- Health insurance and supplementary cover in Veyrier — 3.7 km away
- Health insurance and supplementary cover in Vernier — 3.7 km away
- Health insurance and supplementary cover in Confignon — 4.4 km away
- Health insurance and supplementary cover in Chêne-Bourg — 4.7 km away
Health insurance premiums 2026 in Carouge: the real numbers
In Carouge, an adult with a 300 CHF deductible pays between 604 and 914 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 3’714 francs a year. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 604 – 914 CHF | from 476 CHF |
| Young adults (19–25) | 445 – 718 CHF | from 317 CHF |
| Children (0–18) | 52 – 203 CHF | — |
That is exactly what our comparison does: it ranks the 66 insurers active in Carouge from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Carouge →
Basic insurance in Carouge: choosing insurer, deductible and model
Three decisions drive your premium in Carouge. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Carouge starts as low as 476 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Geneva: the entitlement goes surprisingly often unclaimed.
Checklist for Carouge
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Geneva.
Free premium comparison for Carouge →
How we work for Carouge
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Geneva. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Carouge this difference is measurable: 604–914 francs a month for adults, i.e. up to 3’714 francs a year across 66 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Carouge (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Carouge?
In Carouge (postal code 1227), the 2026 adult basic-insurance premium ranges from 604 to 914 francs a month depending on the insurer (deductible 300), from 445 francs for young adults and from 52 francs for children. For identical cover, the difference reaches up to 3’714 francs a year (FOPH premium region 0 of the canton of Geneva). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Carouge have the same premiums?
Not necessarily. Carouge and nearby municipalities such as Lancy (2 km), Troinex (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Carouge?
No, it is for orientation in Carouge. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Geneva.
Can I compare "Health insurance and supplementary cover" in Carouge with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Carouge follow. The comparison is free, and no offer is binding.
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Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.