Key points at a glance
Living in Villaz (canton of Fribourg) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Villaz you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region, never on your health: for basic insurance, every insurer must accept you. Below you will find the real 2026 premiums for Villaz, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Massonnens (2 km), Villorsonnens (3 km), Chénens (4 km).
Villaz at a glance: your local context
Villaz in the canton of Fribourg, has its own profile when it comes to health insurance. In Villaz, the official FOPH premium rates for the canton of Fribourg apply.
- Canton: Fribourg
- Federal municipality number (BFS): 2117
Health insurance and supplementary cover around Villaz: compare neighbouring municipalities
Around Villaz, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Massonnens — 2.4 km away
- Health insurance and supplementary cover in Villorsonnens — 3.3 km away
- Health insurance and supplementary cover in Chénens — 3.6 km away
- Health insurance and supplementary cover in Romont — 3.7 km away
- Health insurance and supplementary cover in Châtonnaye — 3.8 km away
- Health insurance and supplementary cover in Grangettes — 4.1 km away
- Health insurance and supplementary cover in Villarzel — 4.5 km away
- Health insurance and supplementary cover in Le Châtelard — 4.6 km away
- Health insurance and supplementary cover in Mézières — 5.2 km away
- Health insurance and supplementary cover in Torny — 5.2 km away
Health insurance premiums 2026 in Villaz: the real numbers
Concretely for Villaz: the 2026 adult premium (deductible 300 CHF) is between 501 and 673 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’059 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 501 – 673 CHF | from 373 CHF |
| Young adults (19–25) | 365 – 576 CHF | from 237 CHF |
| Children (0–18) | 33 – 159 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Villaz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Villaz: choosing insurer, deductible and model
Three decisions drive your premium in Villaz. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Villaz starts as low as 373 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Villaz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Villaz →
How we work for Villaz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Villaz this difference is measurable: 501–673 francs a month for adults, i.e. up to 2’059 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Villaz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Villaz?
In Villaz, the 2026 adult basic-insurance premium ranges from 501 to 673 francs a month depending on the insurer (deductible 300), from 365 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’059 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Villaz have the same premiums?
Not necessarily. Villaz and nearby municipalities such as Massonnens (2 km), Villorsonnens (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Villaz?
No. It explains the insurance and tax concepts for residents of Villaz (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Villaz with no obligation?
Of course. The starting point is your situation in Villaz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.