Basic health insurance and supplementary cover in Grangettes

Basic health insurance and supplementary cover in Grangettes (Fribourg)
Basic health insurance and supplementary cover in Grangettes (Fribourg).

Key points at a glance

This page is written for residents of Grangettes, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Grangettes, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Grangettes has roughly 212 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Grangettes, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Le Châtelard (1 km), Massonnens (2 km), Mézières (3 km).

Grangettes at a glance: your local context

Grangettes, a municipality of roughly 212 residents in the canton of Fribourg, has its own profile when it comes to health insurance. Grangettes lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 212
  • Canton: Fribourg
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 1686
  • Federal municipality number (BFS): 2079

Health insurance and supplementary cover around Grangettes: compare neighbouring municipalities

Around Grangettes, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Grangettes: the real numbers

In Grangettes, an adult with a 300 CHF deductible pays between 450 and 618 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’010 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Grangettes (canton of Fribourg), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)450 – 618 CHFfrom 337 CHF
Young adults (19–25)329 – 523 CHFfrom 212 CHF
Children (0–18)30 – 149 CHF
Source: FOPH/OFSP, approved premiums 2026. 73 insurers compared.

That is exactly what our comparison does: it ranks the 73 insurers active in Grangettes from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Grangettes →

Basic insurance in Grangettes: choosing insurer, deductible and model

Three decisions drive your premium in Grangettes. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Grangettes starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.

Checklist for Grangettes

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Fribourg.

Free premium comparison for Grangettes →

How we work for Grangettes

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Fribourg. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Grangettes this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Grangettes (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Grangettes?

In Grangettes (postal code 1686), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Grangettes have the same premiums?

Not necessarily. Grangettes and nearby municipalities such as Le Châtelard (1 km), Massonnens (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Grangettes?

No. It explains the insurance and tax concepts for residents of Grangettes (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Grangettes with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Grangettes follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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