Key points at a glance
This information page is aimed at people living in Villaz, in the canton of Fribourg, who want to organise their insurance, tax matters and cover in line with Swiss law. Assur-IA supports households and the self-employed with a clear treatment of "Car insurance" — premiums, deductibles, deductions and responsibilities — without replacing individual tax or legal advice.
The Swiss system combines cantonal responsibilities (taxes, rates, allowances) with federal law (LAMal, national rules). For Villaz that means your real profile — housing situation, employment, family, vehicles, any cross-border matters — weighs more than the address. The nearest municipalities — Massonnens (2 km), Villorsonnens (3 km), Chénens (4 km) — each have their own local page as well. Below you will find the relevant reference points for a first assessment.
Villaz at a glance: your local context
Villaz in the canton of Fribourg, brings its own local context to "Car insurance". In Villaz, the official FOPH premium rates for the canton of Fribourg apply.
- Canton: Fribourg
- Federal municipality number (BFS): 2117
Car insurance around Villaz: compare neighbouring municipalities
Around Villaz, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Car insurance in Massonnens — 2.4 km away
- Car insurance in Villorsonnens — 3.3 km away
- Car insurance in Chénens — 3.6 km away
- Car insurance in Romont — 3.7 km away
- Car insurance in Châtonnaye — 3.8 km away
- Car insurance in Grangettes — 4.1 km away
- Car insurance in Villarzel — 4.5 km away
- Car insurance in Le Châtelard — 4.6 km away
- Car insurance in Mézières — 5.2 km away
- Car insurance in Torny — 5.2 km away
Car insurance in Villaz: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Villaz, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
When comparing, look beyond the premium: deductibles, bonus protection, cover for gross negligence, parking damage and new-value compensation make the difference when a claim arises. Switching provider is usually possible at contract end — and often earlier if the premium rises.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Villaz
For "Car insurance" in Villaz we work in three stages: an inventory of your contracts and dates (canton of Fribourg); an analysis of cover gaps, over-insurance and overlaps; then costed scenarios as a basis for your decision. It is not about more insurance, but about the right balance of premium, deductible and benefit. All free and without obligation — as an educational complement, not a substitute for individual professional advice.
FAQ — insurance in Villaz (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Villaz?
Yes. The neighbouring municipalities of Villaz, such as Massonnens (2 km), Villorsonnens (3 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Fribourg or a move is coming up.
Does this page replace personal advice in Villaz?
No. It explains the insurance and tax concepts for residents of Villaz (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Car insurance" in Villaz with no obligation?
Of course. The starting point is your situation in Villaz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.