Key points at a glance
This page is written for residents of Prez, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Prez, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Further down are the actual 2026 premiums for Prez, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: La Brillaz (2 km), Montagny (3 km), Ponthaux (4 km).
Prez at a glance: your local context
Prez in the canton of Fribourg, has its own profile when it comes to health insurance. In Prez, the official FOPH premium rates for the canton of Fribourg apply.
- Canton: Fribourg
- Federal municipality number (BFS): 2237
Health insurance and supplementary cover around Prez: compare neighbouring municipalities
Living or working near Prez? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in La Brillaz — 2.3 km away
- Health insurance and supplementary cover in Montagny — 3.3 km away
- Health insurance and supplementary cover in Ponthaux — 3.8 km away
- Health insurance and supplementary cover in Torny — 4.1 km away
- Health insurance and supplementary cover in Avry — 4.1 km away
- Health insurance and supplementary cover in Cottens — 4.2 km away
- Health insurance and supplementary cover in Neyruz — 4.6 km away
- Health insurance and supplementary cover in Autigny — 5.1 km away
- Health insurance and supplementary cover in Chénens — 5.8 km away
- Health insurance and supplementary cover in Matran — 5.9 km away
Health insurance premiums 2026 in Prez: the real numbers
In Prez, an adult with a 300 CHF deductible pays between 501 and 673 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’059 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 501 – 673 CHF | from 373 CHF |
| Young adults (19–25) | 365 – 576 CHF | from 237 CHF |
| Children (0–18) | 33 – 159 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Prez are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Prez: choosing insurer, deductible and model
You steer your premium in Prez with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Prez starts as low as 373 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Prez
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Prez →
How we work for Prez
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Prez this difference is measurable: 501–673 francs a month for adults, i.e. up to 2’059 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Prez (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Prez?
In Prez, the 2026 adult basic-insurance premium ranges from 501 to 673 francs a month depending on the insurer (deductible 300), from 365 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’059 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Prez have the same premiums?
Not necessarily. Prez and nearby municipalities such as La Brillaz (2 km), Montagny (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Prez?
No. It explains the insurance and tax concepts for residents of Prez (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Prez with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Prez follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.