Key points at a glance
Living in Montagny (canton of Fribourg) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Montagny you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Montagny has roughly 2’633 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Montagny, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Corcelles-près-Payerne (3 km), Ponthaux (3 km), Prez (3 km).
Montagny at a glance: your local context
Montagny, a municipality of roughly 2’633 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Montagny belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’633
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1774
- Federal municipality number (BFS): 2029
Health insurance and supplementary cover around Montagny: compare neighbouring municipalities
Living or working near Montagny? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Corcelles-près-Payerne — 3.2 km away
- Health insurance and supplementary cover in Ponthaux — 3.2 km away
- Health insurance and supplementary cover in Prez — 3.3 km away
- Health insurance and supplementary cover in Payerne — 4.5 km away
- Health insurance and supplementary cover in La Brillaz — 4.9 km away
- Health insurance and supplementary cover in Torny — 5.3 km away
- Health insurance and supplementary cover in Fétigny-Ménières — 6.1 km away
- Health insurance and supplementary cover in Fétigny — 6.1 km away
- Health insurance and supplementary cover in Grolley — 6.2 km away
- Health insurance and supplementary cover in Grolley-Ponthaux — 6.2 km away
Health insurance premiums 2026 in Montagny: the real numbers
Concretely for Montagny: the 2026 adult premium (deductible 300 CHF) is between 450 and 618 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’010 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Montagny are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Montagny →
Basic insurance in Montagny: choosing insurer, deductible and model
You steer your premium in Montagny with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Montagny starts as low as 337 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Montagny
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Montagny →
How we work for Montagny
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Fribourg. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Montagny this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Montagny (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Montagny?
In Montagny (postal code 1774), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Montagny have the same premiums?
Not necessarily. Montagny and nearby municipalities such as Corcelles-près-Payerne (3 km), Ponthaux (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Montagny?
No, it is for orientation in Montagny. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Health insurance and supplementary cover" in Montagny with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Montagny follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.