Key points at a glance
Living in Hauterive (canton of Fribourg) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Hauterive you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Hauterive has roughly 2’497 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Hauterive, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Villars-sur-Glâne (2 km), Bois-d'Amont (3 km), Matran (3 km).
Hauterive at a glance: your local context
Hauterive, a municipality of roughly 2’497 residents in the canton of Fribourg, has its own profile when it comes to health insurance. Hauterive lies in premium region 2 of the canton of Fribourg (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’497
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1725
- Federal municipality number (BFS): 2233
Health insurance and supplementary cover around Hauterive: compare neighbouring municipalities
Living or working near Hauterive? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Villars-sur-Glâne — 1.9 km away
- Health insurance and supplementary cover in Bois-d'Amont — 2.6 km away
- Health insurance and supplementary cover in Matran — 2.7 km away
- Health insurance and supplementary cover in Villarsel-sur-Marly — 3.8 km away
- Health insurance and supplementary cover in Neyruz — 3.8 km away
- Health insurance and supplementary cover in Corminboeuf — 3.9 km away
- Health insurance and supplementary cover in Treyvaux — 3.9 km away
- Health insurance and supplementary cover in Marly — 4.2 km away
- Health insurance and supplementary cover in Avry — 4.2 km away
- Health insurance and supplementary cover in Ferpicloz — 4.2 km away
Health insurance premiums 2026 in Hauterive: the real numbers
In Hauterive, an adult with a 300 CHF deductible pays between 450 and 618 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’010 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Hauterive from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Hauterive →
Basic insurance in Hauterive: choosing insurer, deductible and model
Three decisions drive your premium in Hauterive. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Hauterive starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Hauterive
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Hauterive →
How we work for Hauterive
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Hauterive this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Hauterive (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hauterive?
In Hauterive (postal code 1725), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hauterive have the same premiums?
Not necessarily. Hauterive and nearby municipalities such as Villars-sur-Glâne (2 km), Bois-d'Amont (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hauterive?
No. It explains the insurance and tax concepts for residents of Hauterive (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Hauterive with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Hauterive follow. The comparison is free, and no offer is binding.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.