Key points at a glance
This page is written for residents of Ferpicloz, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Ferpicloz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Ferpicloz belongs to region 2 in the canton of Fribourg) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Ferpicloz has roughly 273 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Ferpicloz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Le Mouret (0 km), Bois-d'Amont (2 km), Villarsel-sur-Marly (2 km).
Ferpicloz at a glance: your local context
Ferpicloz, a municipality of roughly 273 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Ferpicloz belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 273
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1724
- Federal municipality number (BFS): 2194
Health insurance and supplementary cover around Ferpicloz: compare neighbouring municipalities
Living or working near Ferpicloz? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Le Mouret — 0.0 km away
- Health insurance and supplementary cover in Bois-d'Amont — 1.7 km away
- Health insurance and supplementary cover in Villarsel-sur-Marly — 1.9 km away
- Health insurance and supplementary cover in Tentlingen — 3.1 km away
- Health insurance and supplementary cover in Treyvaux — 3.1 km away
- Health insurance and supplementary cover in Giffers — 3.6 km away
- Health insurance and supplementary cover in Marly — 3.7 km away
- Health insurance and supplementary cover in Pierrafortscha — 3.9 km away
- Health insurance and supplementary cover in Montévraz — 3.9 km away
- Health insurance and supplementary cover in Hauterive — 4.2 km away
Health insurance premiums 2026 in Ferpicloz: the real numbers
Concretely for Ferpicloz: the 2026 adult premium (deductible 300 CHF) is between 450 and 618 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’010 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
That is exactly what our comparison does: it ranks the 73 insurers active in Ferpicloz from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Ferpicloz →
Basic insurance in Ferpicloz: choosing insurer, deductible and model
Three decisions drive your premium in Ferpicloz. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Ferpicloz starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Fribourg — many households leave this reduction unused.
Checklist for Ferpicloz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Ferpicloz →
How we work for Ferpicloz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Ferpicloz this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Ferpicloz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Ferpicloz?
In Ferpicloz (postal code 1724), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Ferpicloz have the same premiums?
Not necessarily. Ferpicloz and nearby municipalities such as Le Mouret (0 km), Bois-d'Amont (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Ferpicloz?
No. It explains the insurance and tax concepts for residents of Ferpicloz (canton of Fribourg). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Ferpicloz with no obligation?
Of course. The starting point is your situation in Ferpicloz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.