Key points at a glance
This page is written for residents of Crésuz, in the canton of Fribourg, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Crésuz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Crésuz has roughly 382 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Crésuz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Châtel-sur-Montsalvens (0 km), Botterens (1 km), Val-de-Charmey (2 km).
Crésuz at a glance: your local context
Crésuz, a municipality of roughly 382 residents in the canton of Fribourg, has its own profile when it comes to health insurance. In Crésuz, the official FOPH premium rates for the canton of Fribourg apply.
- Population: roughly 382
- Canton: Fribourg
- Federal municipality number (BFS): 2130
Health insurance and supplementary cover around Crésuz: compare neighbouring municipalities
Living or working near Crésuz? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Châtel-sur-Montsalvens — 0.0 km away
- Health insurance and supplementary cover in Botterens — 1.3 km away
- Health insurance and supplementary cover in Val-de-Charmey — 2.4 km away
- Health insurance and supplementary cover in Broc — 3.1 km away
- Health insurance and supplementary cover in Morlon — 4.2 km away
- Health insurance and supplementary cover in Echarlens — 5.4 km away
- Health insurance and supplementary cover in Gruyères — 5.4 km away
- Health insurance and supplementary cover in Riaz — 5.4 km away
- Health insurance and supplementary cover in Hauteville — 5.7 km away
- Health insurance and supplementary cover in Corbières — 6.1 km away
Health insurance premiums 2026 in Crésuz: the real numbers
Concretely for Crésuz: the 2026 adult premium (deductible 300 CHF) is between 501 and 673 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’059 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 501 – 673 CHF | from 373 CHF |
| Young adults (19–25) | 365 – 576 CHF | from 237 CHF |
| Children (0–18) | 33 – 159 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Crésuz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Crésuz: choosing insurer, deductible and model
Three decisions drive your premium in Crésuz. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Crésuz starts as low as 373 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.
Checklist for Crésuz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Crésuz →
How we work for Crésuz
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Fribourg. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Crésuz this difference is measurable: 501–673 francs a month for adults, i.e. up to 2’059 francs a year across 73 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Crésuz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Crésuz?
In Crésuz, the 2026 adult basic-insurance premium ranges from 501 to 673 francs a month depending on the insurer (deductible 300), from 365 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’059 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Crésuz have the same premiums?
Not necessarily. Crésuz and nearby municipalities such as Châtel-sur-Montsalvens (0 km), Botterens (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Crésuz?
No, it is for orientation in Crésuz. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Health insurance and supplementary cover" in Crésuz with no obligation?
Of course. The starting point is your situation in Crésuz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.