Key points at a glance
Living in Riaz (canton of Fribourg) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Riaz you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Fribourg), never on your health: for basic insurance, every insurer must accept you. Riaz has roughly 2’780 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Riaz, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Morlon (1 km), Echarlens (2 km), Marsens (2 km).
Riaz at a glance: your local context
Riaz, a municipality of roughly 2’780 residents in the canton of Fribourg, has its own profile when it comes to health insurance. For health insurance premiums, Riaz belongs to FOPH premium region 2 of the canton of Fribourg. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’780
- Canton: Fribourg
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1632
- Federal municipality number (BFS): 2148
Health insurance and supplementary cover around Riaz: compare neighbouring municipalities
Around Riaz, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Morlon — 1.3 km away
- Health insurance and supplementary cover in Echarlens — 1.6 km away
- Health insurance and supplementary cover in Marsens — 1.9 km away
- Health insurance and supplementary cover in Bulle — 2.2 km away
- Health insurance and supplementary cover in Sorens — 3.7 km away
- Health insurance and supplementary cover in Vuadens — 4.2 km away
- Health insurance and supplementary cover in Botterens — 4.2 km away
- Health insurance and supplementary cover in Le Pâquier — 4.4 km away
- Health insurance and supplementary cover in Corbières — 4.5 km away
- Health insurance and supplementary cover in Broc — 4.5 km away
Health insurance premiums 2026 in Riaz: the real numbers
The range in Riaz is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 450 to 618 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’010 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 450 – 618 CHF | from 337 CHF |
| Young adults (19–25) | 329 – 523 CHF | from 212 CHF |
| Children (0–18) | 30 – 149 CHF | — |
Our comparison tool does this work for you: the 73 insurers available for Riaz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Riaz: choosing insurer, deductible and model
Three decisions drive your premium in Riaz. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Riaz starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Fribourg: the entitlement goes surprisingly often unclaimed.
Checklist for Riaz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Fribourg.
Free premium comparison for Riaz →
How we work for Riaz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Fribourg. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Riaz this difference is measurable: 450–618 francs a month for adults, i.e. up to 2’010 francs a year across 73 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Riaz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Riaz?
In Riaz (postal code 1632), the 2026 adult basic-insurance premium ranges from 450 to 618 francs a month depending on the insurer (deductible 300), from 329 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’010 francs a year (FOPH premium region 2 of the canton of Fribourg). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Riaz have the same premiums?
Not necessarily. Riaz and nearby municipalities such as Morlon (1 km), Echarlens (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Riaz?
No, it is for orientation in Riaz. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Fribourg.
Can I compare "Health insurance and supplementary cover" in Riaz with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Riaz follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Riaz is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.