Basic health insurance and supplementary cover in Riehen

Basic health insurance and supplementary cover in Riehen (Bâle-Ville)
Basic health insurance and supplementary cover in Riehen (Bâle-Ville).

Key points at a glance

This page is written for residents of Riehen, in the canton of Basel-Stadt, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Riehen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Basel-Stadt), never on your health: for basic insurance, every insurer must accept you. Riehen has roughly 22’534 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Riehen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Bettingen (2 km), Birsfelden (4 km), Bâle (5 km).

Riehen at a glance: your local context

Riehen, a municipality of roughly 22’534 residents in the canton of Basel-Stadt, has its own profile when it comes to health insurance. For health insurance premiums, Riehen belongs to FOPH premium region 0 of the canton of Basel-Stadt. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 22’534
  • Canton: Basel-Stadt
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 4125
  • Federal municipality number (BFS): 2703

Health insurance and supplementary cover around Riehen: compare neighbouring municipalities

Living or working near Riehen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Riehen: the real numbers

The range in Riehen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 576 to 810 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’806 francs a year, without giving anything up. The lowest adult premium there comes with the "family-doctor (Hausarzt)" model.

Monthly basic-insurance premiums 2026 — Riehen (canton of Basel-Stadt), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)576 – 810 CHFfrom 448 CHF
Young adults (19–25)420 – 674 CHFfrom 292 CHF
Children (0–18)46 – 185 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

Our comparison tool does this work for you: the 76 insurers available for Riehen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Riehen →

Basic insurance in Riehen: choosing insurer, deductible and model

Three decisions drive your premium in Riehen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Riehen starts as low as 448 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Basel-Stadt — many households leave this reduction unused.

Checklist for Riehen

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Basel-Stadt.

Free premium comparison for Riehen →

How we work for Riehen

Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Basel-Stadt. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Riehen this difference is measurable: 576–810 francs a month for adults, i.e. up to 2’806 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.

FAQ — insurance in Riehen (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Riehen?

In Riehen (postal code 4125), the 2026 adult basic-insurance premium ranges from 576 to 810 francs a month depending on the insurer (deductible 300), from 420 francs for young adults and from 46 francs for children. For identical cover, the difference reaches up to 2’806 francs a year (FOPH premium region 0 of the canton of Basel-Stadt). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Riehen have the same premiums?

Not necessarily. Riehen and nearby municipalities such as Bettingen (2 km), Birsfelden (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Riehen?

No. It explains the insurance and tax concepts for residents of Riehen (canton of Basel-Stadt). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Riehen with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Riehen follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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