Basic health insurance and supplementary cover in Kaiseraugst

Basic health insurance and supplementary cover in Kaiseraugst (Argovie)
Basic health insurance and supplementary cover in Kaiseraugst (Argovie).

Key points at a glance

This page is written for residents of Kaiseraugst, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Kaiseraugst, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Kaiseraugst has roughly 5’576 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Kaiseraugst, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Augst (1 km), Giebenach (2 km), Pratteln (4 km).

Kaiseraugst at a glance: your local context

Kaiseraugst, a municipality of roughly 5’576 residents in the canton of Aargau, has its own profile when it comes to health insurance. Kaiseraugst lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 5’576
  • Canton: Aargau
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 4303
  • Federal municipality number (BFS): 4252

Health insurance and supplementary cover around Kaiseraugst: compare neighbouring municipalities

Living or working near Kaiseraugst? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Kaiseraugst: the real numbers

In Kaiseraugst, an adult with a 300 CHF deductible pays between 454 and 622 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’017 francs a year. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Kaiseraugst (canton of Aargau), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)454 – 622 CHFfrom 344 CHF
Young adults (19–25)331 – 469 CHFfrom 213 CHF
Children (0–18)33 – 137 CHF
Source: FOPH/OFSP, approved premiums 2026. 84 insurers compared.

That is exactly what our comparison does: it ranks the 84 insurers active in Kaiseraugst from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Kaiseraugst →

Basic insurance in Kaiseraugst: choosing insurer, deductible and model

You steer your premium in Kaiseraugst with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Kaiseraugst starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.

Checklist for Kaiseraugst

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Aargau.

Free premium comparison for Kaiseraugst →

How we work for Kaiseraugst

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Kaiseraugst this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Kaiseraugst (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Kaiseraugst?

In Kaiseraugst (postal code 4303), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Kaiseraugst have the same premiums?

Not necessarily. Kaiseraugst and nearby municipalities such as Augst (1 km), Giebenach (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Kaiseraugst?

No, it is for orientation in Kaiseraugst. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.

Can I compare "Health insurance and supplementary cover" in Kaiseraugst with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Kaiseraugst follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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