Key points at a glance
Living in Birsfelden (canton of Basel-Landschaft) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Birsfelden you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Basel-Landschaft), never on your health: for basic insurance, every insurer must accept you. Birsfelden has roughly 10’445 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Birsfelden, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Bâle (3 km), Riehen (4 km), Bettingen (4 km).
Birsfelden at a glance: your local context
Birsfelden, a municipality of roughly 10’445 residents in the canton of Basel-Landschaft, has its own profile when it comes to health insurance. Birsfelden lies in premium region 1 of the canton of Basel-Landschaft (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 10’445
- Canton: Basel-Landschaft
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 4127
- Federal municipality number (BFS): 2766
Applying for premium subsidies around Birsfelden: compare neighbouring municipalities
Living or working near Birsfelden? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Bâle — 2.6 km away
- Applying for premium subsidies in Riehen — 3.6 km away
- Applying for premium subsidies in Bettingen — 3.7 km away
- Applying for premium subsidies in Muttenz — 3.8 km away
- Applying for premium subsidies in Münchenstein — 3.9 km away
- Applying for premium subsidies in Binningen — 4.8 km away
- Applying for premium subsidies in Bottmingen — 5.2 km away
- Applying for premium subsidies in Pratteln — 6.5 km away
- Applying for premium subsidies in Allschwil — 6.6 km away
- Applying for premium subsidies in Oberwil — 6.8 km away
Health insurance premiums 2026 in Birsfelden: the real numbers
Concretely for Birsfelden: the 2026 adult premium (deductible 300 CHF) is between 558 and 769 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’526 francs of difference a year. The lowest adult premium there comes with the "Telmed (telemedicine)" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 558 – 769 CHF | from 430 CHF |
| Young adults (19–25) | 390 – 630 CHF | from 261 CHF |
| Children (0–18) | 42 – 175 CHF | — |
That is exactly what our comparison does: it ranks the 77 insurers active in Birsfelden from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Birsfelden →
Basic insurance in Birsfelden: choosing insurer, deductible and model
You steer your premium in Birsfelden with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Birsfelden starts as low as 430 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Basel-Landschaft: the entitlement goes surprisingly often unclaimed.
Checklist for Birsfelden
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Basel-Landschaft.
Free premium comparison for Birsfelden →
How we work for Birsfelden
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Basel-Landschaft. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Birsfelden this difference is measurable: 558–769 francs a month for adults, i.e. up to 2’526 francs a year across 77 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Birsfelden (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Birsfelden?
In Birsfelden (postal code 4127), the 2026 adult basic-insurance premium ranges from 558 to 769 francs a month depending on the insurer (deductible 300), from 390 francs for young adults and from 42 francs for children. For identical cover, the difference reaches up to 2’526 francs a year (FOPH premium region 1 of the canton of Basel-Landschaft). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Birsfelden have the same premiums?
Not necessarily. Birsfelden and nearby municipalities such as Bâle (3 km), Riehen (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Birsfelden?
No, it is for orientation in Birsfelden. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Basel-Landschaft.
Can I compare "Applying for premium subsidies" in Birsfelden with no obligation?
Of course. The starting point is your situation in Birsfelden; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Birsfelden is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.