Premium subsidies and reductions in Binningen

Premium subsidies and reductions in Binningen (Bâle-Campagne)
Premium subsidies and reductions in Binningen (Bâle-Campagne).

Key points at a glance

Living in Binningen (canton of Basel-Landschaft) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Binningen you don't save by taking less protection — you save through the right insurer, deductible and model.

Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Basel-Landschaft), never on your health: for basic insurance, every insurer must accept you. Binningen has roughly 15’675 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Binningen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Bottmingen (1 km), Oberwil (2 km), Allschwil (3 km).

Binningen at a glance: your local context

Binningen, a municipality of roughly 15’675 residents in the canton of Basel-Landschaft, has its own profile when it comes to health insurance. For health insurance premiums, Binningen belongs to FOPH premium region 1 of the canton of Basel-Landschaft. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 15’675
  • Canton: Basel-Landschaft
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 4102
  • Federal municipality number (BFS): 2765

Applying for premium subsidies around Binningen: compare neighbouring municipalities

Living or working near Binningen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Binningen: the real numbers

The range in Binningen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 558 to 769 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’526 francs a year, without giving anything up. The lowest adult premium there comes with the "Telmed (telemedicine)" model.

Monthly basic-insurance premiums 2026 — Binningen (canton of Basel-Landschaft), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)558 – 769 CHFfrom 430 CHF
Young adults (19–25)390 – 630 CHFfrom 261 CHF
Children (0–18)42 – 175 CHF
Source: FOPH/OFSP, approved premiums 2026. 77 insurers compared.

Our comparison tool does this work for you: the 77 insurers available for Binningen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Binningen →

Basic insurance in Binningen: choosing insurer, deductible and model

Three decisions drive your premium in Binningen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Binningen starts as low as 430 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Basel-Landschaft: the entitlement goes surprisingly often unclaimed.

Checklist for Binningen

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Basel-Landschaft.

Free premium comparison for Binningen →

How we work for Binningen

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Basel-Landschaft. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Binningen this difference is measurable: 558–769 francs a month for adults, i.e. up to 2’526 francs a year across 77 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Binningen (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Binningen?

In Binningen (postal code 4102), the 2026 adult basic-insurance premium ranges from 558 to 769 francs a month depending on the insurer (deductible 300), from 390 francs for young adults and from 42 francs for children. For identical cover, the difference reaches up to 2’526 francs a year (FOPH premium region 1 of the canton of Basel-Landschaft). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Binningen have the same premiums?

Not necessarily. Binningen and nearby municipalities such as Bottmingen (1 km), Oberwil (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Binningen?

No. It explains the insurance and tax concepts for residents of Binningen (canton of Basel-Landschaft). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Applying for premium subsidies" in Binningen with no obligation?

Of course. The starting point is your situation in Binningen; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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