Key points at a glance
Living in Ursenbach (canton of Bern) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Ursenbach you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Ursenbach belongs to region 3 in the canton of Bern) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Ursenbach has roughly 896 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Ursenbach, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Walterswil (3 km), Rohrbachgraben (3 km), Rohrbach (3 km).
Ursenbach at a glance: your local context
Ursenbach, a municipality of roughly 896 residents in the canton of Bern, has its own profile when it comes to health insurance. Ursenbach lies in premium region 3 of the canton of Bern (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 896
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 3
- Postal code (NPA): 4937
- Federal municipality number (BFS): 344
Health insurance and supplementary cover around Ursenbach: compare neighbouring municipalities
Around Ursenbach, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Walterswil — 2.7 km away
- Health insurance and supplementary cover in Rohrbachgraben — 2.7 km away
- Health insurance and supplementary cover in Rohrbach — 3.0 km away
- Health insurance and supplementary cover in Ochlenberg — 3.1 km away
- Health insurance and supplementary cover in Madiswil — 3.8 km away
- Health insurance and supplementary cover in Rütschelen — 4.0 km away
- Health insurance and supplementary cover in Oeschenbach — 4.3 km away
- Health insurance and supplementary cover in Auswil — 4.5 km away
- Health insurance and supplementary cover in Thörigen — 5.3 km away
- Health insurance and supplementary cover in Dürrenroth — 5.5 km away
Health insurance premiums 2026 in Ursenbach: the real numbers
The range in Ursenbach is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 448 to 634 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’236 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 448 – 634 CHF | from 337 CHF |
| Young adults (19–25) | 327 – 482 CHF | from 207 CHF |
| Children (0–18) | 29 – 141 CHF | — |
Our comparison tool does this work for you: the 85 insurers available for Ursenbach are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Ursenbach →
Basic insurance in Ursenbach: choosing insurer, deductible and model
You steer your premium in Ursenbach with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Ursenbach starts as low as 337 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.
Checklist for Ursenbach
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Ursenbach →
How we work for Ursenbach
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Bern. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Ursenbach this difference is measurable: 448–634 francs a month for adults, i.e. up to 2’236 francs a year across 85 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Ursenbach (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Ursenbach?
In Ursenbach (postal code 4937), the 2026 adult basic-insurance premium ranges from 448 to 634 francs a month depending on the insurer (deductible 300), from 327 francs for young adults and from 29 francs for children. For identical cover, the difference reaches up to 2’236 francs a year (FOPH premium region 3 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Ursenbach have the same premiums?
Not necessarily. Ursenbach and nearby municipalities such as Walterswil (3 km), Rohrbachgraben (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Ursenbach?
No, it is for orientation in Ursenbach. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Bern.
Can I compare "Health insurance and supplementary cover" in Ursenbach with no obligation?
Of course. The starting point is your situation in Ursenbach; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.