Key points at a glance
This page is written for residents of Rohrbachgraben, in the canton of Bern, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Rohrbachgraben, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Rohrbachgraben belongs to region 3 in the canton of Bern) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Rohrbachgraben has roughly 404 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Rohrbachgraben, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Walterswil (2 km), Rohrbach (2 km), Ursenbach (3 km).
Rohrbachgraben at a glance: your local context
Rohrbachgraben, a municipality of roughly 404 residents in the canton of Bern, has its own profile when it comes to health insurance. Rohrbachgraben lies in premium region 3 of the canton of Bern (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 404
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 3
- Federal municipality number (BFS): 339
Health insurance and supplementary cover around Rohrbachgraben: compare neighbouring municipalities
Around Rohrbachgraben, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Walterswil — 1.9 km away
- Health insurance and supplementary cover in Rohrbach — 1.9 km away
- Health insurance and supplementary cover in Ursenbach — 2.7 km away
- Health insurance and supplementary cover in Auswil — 3.0 km away
- Health insurance and supplementary cover in Dürrenroth — 3.7 km away
- Health insurance and supplementary cover in Huttwil — 3.7 km away
- Health insurance and supplementary cover in Oeschenbach — 4.4 km away
- Health insurance and supplementary cover in Madiswil — 4.9 km away
- Health insurance and supplementary cover in Wyssachen — 5.5 km away
- Health insurance and supplementary cover in Eriswil — 5.7 km away
Health insurance premiums 2026 in Rohrbachgraben: the real numbers
In Rohrbachgraben, an adult with a 300 CHF deductible pays between 448 and 634 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’236 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 448 – 634 CHF | from 337 CHF |
| Young adults (19–25) | 327 – 482 CHF | from 207 CHF |
| Children (0–18) | 29 – 141 CHF | — |
Our comparison tool does this work for you: the 85 insurers available for Rohrbachgraben are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Rohrbachgraben →
Basic insurance in Rohrbachgraben: choosing insurer, deductible and model
Three decisions drive your premium in Rohrbachgraben. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Rohrbachgraben starts as low as 337 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.
Checklist for Rohrbachgraben
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Rohrbachgraben →
How we work for Rohrbachgraben
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Bern. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Rohrbachgraben this difference is measurable: 448–634 francs a month for adults, i.e. up to 2’236 francs a year across 85 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Rohrbachgraben (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Rohrbachgraben?
In Rohrbachgraben, the 2026 adult basic-insurance premium ranges from 448 to 634 francs a month depending on the insurer (deductible 300), from 327 francs for young adults and from 29 francs for children. For identical cover, the difference reaches up to 2’236 francs a year (FOPH premium region 3 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Rohrbachgraben have the same premiums?
Not necessarily. Rohrbachgraben and nearby municipalities such as Walterswil (2 km), Rohrbach (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Rohrbachgraben?
No. It explains the insurance and tax concepts for residents of Rohrbachgraben (canton of Bern). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Rohrbachgraben with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Rohrbachgraben follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.