Key points at a glance
Living in Longeau (canton of Bern) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Longeau you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Bern), never on your health: for basic insurance, every insurer must accept you. Longeau has roughly 5’254 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Longeau, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Romont (2 km), Perles (2 km), Granges (3 km).
Longeau at a glance: your local context
Longeau, a municipality of roughly 5’254 residents in the canton of Bern, has its own profile when it comes to health insurance. Longeau lies in premium region 2 of the canton of Bern (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 5’254
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 2543
- Federal municipality number (BFS): 387
Health insurance and supplementary cover around Longeau: compare neighbouring municipalities
Around Longeau, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Romont — 2.1 km away
- Health insurance and supplementary cover in Perles — 2.2 km away
- Health insurance and supplementary cover in Granges — 2.5 km away
- Health insurance and supplementary cover in Meinisberg — 2.9 km away
- Health insurance and supplementary cover in Rüti bei Büren — 4.4 km away
- Health insurance and supplementary cover in Büren an der Aare — 4.6 km away
- Health insurance and supplementary cover in Safnern — 4.9 km away
- Health insurance and supplementary cover in Meienried — 5.0 km away
- Health insurance and supplementary cover in Bâche — 5.1 km away
- Health insurance and supplementary cover in Sauge — 5.1 km away
Health insurance premiums 2026 in Longeau: the real numbers
Concretely for Longeau: the 2026 adult premium (deductible 300 CHF) is between 494 and 660 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 1’999 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 494 – 660 CHF | from 368 CHF |
| Young adults (19–25) | 357 – 516 CHF | from 231 CHF |
| Children (0–18) | 32 – 152 CHF | — |
That is exactly what our comparison does: it ranks the 85 insurers active in Longeau from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Longeau →
Basic insurance in Longeau: choosing insurer, deductible and model
You steer your premium in Longeau with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Longeau starts as low as 368 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.
Checklist for Longeau
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Longeau →
How we work for Longeau
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Bern. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Longeau this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Longeau (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Longeau?
In Longeau (postal code 2543), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Longeau have the same premiums?
Not necessarily. Longeau and nearby municipalities such as Romont (2 km), Perles (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Longeau?
No, it is for orientation in Longeau. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Bern.
Can I compare "Health insurance and supplementary cover" in Longeau with no obligation?
Of course. The starting point is your situation in Longeau; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.