Basic health insurance and supplementary cover in Kiesen

Basic health insurance and supplementary cover in Kiesen (Berne)
Basic health insurance and supplementary cover in Kiesen (Berne).

Key points at a glance

This page is written for residents of Kiesen, in the canton of Bern, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Kiesen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Bern), never on your health: for basic insurance, every insurer must accept you. Kiesen has roughly 1’001 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Kiesen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Oppligen (1 km), Jaberg (1 km), Herbligen (2 km).

Kiesen at a glance: your local context

Kiesen, a municipality of roughly 1’001 residents in the canton of Bern, has its own profile when it comes to health insurance. Kiesen lies in premium region 2 of the canton of Bern (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 1’001
  • Canton: Bern
  • Basic-insurance premium region (FOPH/OFSP): region 2
  • Postal code (NPA): 3629
  • Federal municipality number (BFS): 611

Health insurance and supplementary cover around Kiesen: compare neighbouring municipalities

Living or working near Kiesen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:

Health insurance premiums 2026 in Kiesen: the real numbers

The range in Kiesen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 494 to 660 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 1’999 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Kiesen (canton of Bern), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)494 – 660 CHFfrom 368 CHF
Young adults (19–25)357 – 516 CHFfrom 231 CHF
Children (0–18)32 – 152 CHF
Source: FOPH/OFSP, approved premiums 2026. 85 insurers compared.

That is exactly what our comparison does: it ranks the 85 insurers active in Kiesen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Kiesen →

Basic insurance in Kiesen: choosing insurer, deductible and model

Three decisions drive your premium in Kiesen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Kiesen starts as low as 368 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.

Checklist for Kiesen

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Bern.

Free premium comparison for Kiesen →

How we work for Kiesen

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Bern. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Kiesen this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Kiesen (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Kiesen?

In Kiesen (postal code 3629), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Kiesen have the same premiums?

Not necessarily. Kiesen and nearby municipalities such as Oppligen (1 km), Jaberg (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Kiesen?

No. It explains the insurance and tax concepts for residents of Kiesen (canton of Bern). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Kiesen with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Kiesen follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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