Key points at a glance
Living in Gurzelen (canton of Bern) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Gurzelen you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Bern), never on your health: for basic insurance, every insurer must accept you. Gurzelen has roughly 840 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Gurzelen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Seftigen (1 km), Wattenwil (2 km), Burgistein (2 km).
Gurzelen at a glance: your local context
Gurzelen, a municipality of roughly 840 residents in the canton of Bern, has its own profile when it comes to health insurance. For health insurance premiums, Gurzelen belongs to FOPH premium region 2 of the canton of Bern. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 840
- Canton: Bern
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3663
- Federal municipality number (BFS): 867
Health insurance and supplementary cover around Gurzelen: compare neighbouring municipalities
Around Gurzelen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Seftigen — 1.0 km away
- Health insurance and supplementary cover in Wattenwil — 2.1 km away
- Health insurance and supplementary cover in Burgistein — 2.4 km away
- Health insurance and supplementary cover in Uetendorf — 3.2 km away
- Health insurance and supplementary cover in Forst-Längenbühl — 3.6 km away
- Health insurance and supplementary cover in Uttigen — 3.8 km away
- Health insurance and supplementary cover in Thurnen — 4.1 km away
- Health insurance and supplementary cover in Thierachern — 4.4 km away
- Health insurance and supplementary cover in Kirchdorf — 4.7 km away
- Health insurance and supplementary cover in Jaberg — 5.1 km away
Health insurance premiums 2026 in Gurzelen: the real numbers
In Gurzelen, an adult with a 300 CHF deductible pays between 494 and 660 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 1’999 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 494 – 660 CHF | from 368 CHF |
| Young adults (19–25) | 357 – 516 CHF | from 231 CHF |
| Children (0–18) | 32 – 152 CHF | — |
That is exactly what our comparison does: it ranks the 85 insurers active in Gurzelen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Gurzelen →
Basic insurance in Gurzelen: choosing insurer, deductible and model
You steer your premium in Gurzelen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Gurzelen starts as low as 368 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Bern: the entitlement goes surprisingly often unclaimed.
Checklist for Gurzelen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Bern.
Free premium comparison for Gurzelen →
How we work for Gurzelen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Bern. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Gurzelen this difference is measurable: 494–660 francs a month for adults, i.e. up to 1’999 francs a year across 85 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Gurzelen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Gurzelen?
In Gurzelen (postal code 3663), the 2026 adult basic-insurance premium ranges from 494 to 660 francs a month depending on the insurer (deductible 300), from 357 francs for young adults and from 32 francs for children. For identical cover, the difference reaches up to 1’999 francs a year (FOPH premium region 2 of the canton of Bern). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Gurzelen have the same premiums?
Not necessarily. Gurzelen and nearby municipalities such as Seftigen (1 km), Wattenwil (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Gurzelen?
No. It explains the insurance and tax concepts for residents of Gurzelen (canton of Bern). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Gurzelen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Gurzelen follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.