Key points at a glance
Living in Stein (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Stein you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Stein has roughly 3’198 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Stein, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Münchwilen (1 km), Obermumpf (2 km), Mumpf (2 km).
Stein at a glance: your local context
Stein, a municipality of roughly 3’198 residents in the canton of Aargau, has its own profile when it comes to health insurance. Stein lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 3’198
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4332
- Federal municipality number (BFS): 4260
Health insurance and supplementary cover around Stein: compare neighbouring municipalities
Living or working near Stein? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Münchwilen — 1.1 km away
- Health insurance and supplementary cover in Obermumpf — 1.7 km away
- Health insurance and supplementary cover in Mumpf — 2.4 km away
- Health insurance and supplementary cover in Sisseln — 3.1 km away
- Health insurance and supplementary cover in Eiken — 3.2 km away
- Health insurance and supplementary cover in Schupfart — 3.4 km away
- Health insurance and supplementary cover in Wallbach — 4.0 km away
- Health insurance and supplementary cover in Zuzgen — 4.3 km away
- Health insurance and supplementary cover in Hellikon — 4.4 km away
- Health insurance and supplementary cover in Wegenstetten — 5.1 km away
Health insurance premiums 2026 in Stein: the real numbers
Concretely for Stein: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Stein from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Stein: choosing insurer, deductible and model
You steer your premium in Stein with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Stein starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Stein
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Stein →
How we work for Stein
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Stein this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Stein (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Stein?
In Stein (postal code 4332), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Stein have the same premiums?
Not necessarily. Stein and nearby municipalities such as Münchwilen (1 km), Obermumpf (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Stein?
No. It explains the insurance and tax concepts for residents of Stein (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Stein with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Stein follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.