Key points at a glance
This page is written for residents of Hellikon, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Hellikon, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Hellikon has roughly 783 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Hellikon, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Wegenstetten (1 km), Zuzgen (3 km), Obermumpf (3 km).
Hellikon at a glance: your local context
Hellikon, a municipality of roughly 783 residents in the canton of Aargau, has its own profile when it comes to health insurance. For health insurance premiums, Hellikon belongs to FOPH premium region 0 of the canton of Aargau. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 783
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 4316
- Federal municipality number (BFS): 4251
Health insurance and supplementary cover around Hellikon: compare neighbouring municipalities
Around Hellikon, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Wegenstetten — 1.3 km away
- Health insurance and supplementary cover in Zuzgen — 2.5 km away
- Health insurance and supplementary cover in Obermumpf — 2.7 km away
- Health insurance and supplementary cover in Hemmiken — 3.3 km away
- Health insurance and supplementary cover in Schupfart — 3.3 km away
- Health insurance and supplementary cover in Mumpf — 4.2 km away
- Health insurance and supplementary cover in Stein — 4.4 km away
- Health insurance and supplementary cover in Buus — 4.4 km away
- Health insurance and supplementary cover in Münchwilen — 4.5 km away
- Health insurance and supplementary cover in Wittnau — 5.2 km away
Health insurance premiums 2026 in Hellikon: the real numbers
In Hellikon, an adult with a 300 CHF deductible pays between 454 and 622 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’017 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Hellikon are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Hellikon →
Basic insurance in Hellikon: choosing insurer, deductible and model
You steer your premium in Hellikon with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Hellikon starts as low as 344 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Hellikon
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Hellikon →
How we work for Hellikon
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Hellikon this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Hellikon (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Hellikon?
In Hellikon (postal code 4316), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Hellikon have the same premiums?
Not necessarily. Hellikon and nearby municipalities such as Wegenstetten (1 km), Zuzgen (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Hellikon?
No, it is for orientation in Hellikon. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Health insurance and supplementary cover" in Hellikon with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Hellikon follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.