Key points at a glance
Living in Frick (canton of Aargau) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Frick you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Frick has roughly 5’563 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Frick, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Gipf-Oberfrick (2 km), Oeschgen (2 km), Böztal (3 km).
Frick at a glance: your local context
Frick, a municipality of roughly 5’563 residents in the canton of Aargau, has its own profile when it comes to health insurance. Frick lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 5’563
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5070
- Federal municipality number (BFS): 4163
Health insurance and supplementary cover around Frick: compare neighbouring municipalities
Living or working near Frick? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Gipf-Oberfrick — 1.6 km away
- Health insurance and supplementary cover in Oeschgen — 1.6 km away
- Health insurance and supplementary cover in Böztal — 3.2 km away
- Health insurance and supplementary cover in Eiken — 3.7 km away
- Health insurance and supplementary cover in Kaisten — 4.0 km away
- Health insurance and supplementary cover in Schupfart — 4.2 km away
- Health insurance and supplementary cover in Herznach-Ueken — 4.5 km away
- Health insurance and supplementary cover in Wittnau — 4.5 km away
- Health insurance and supplementary cover in Wölflinswil — 5.5 km away
- Health insurance and supplementary cover in Münchwilen — 5.5 km away
Health insurance premiums 2026 in Frick: the real numbers
Concretely for Frick: the 2026 adult premium (deductible 300 CHF) is between 454 and 622 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’017 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
That is exactly what our comparison does: it ranks the 84 insurers active in Frick from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Frick: choosing insurer, deductible and model
Three decisions drive your premium in Frick. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Frick starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Aargau: the entitlement goes surprisingly often unclaimed.
Checklist for Frick
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Frick →
How we work for Frick
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Aargau. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Frick this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Frick (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Frick?
In Frick (postal code 5070), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Frick have the same premiums?
Not necessarily. Frick and nearby municipalities such as Gipf-Oberfrick (2 km), Oeschgen (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Frick?
No, it is for orientation in Frick. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Aargau.
Can I compare "Health insurance and supplementary cover" in Frick with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Frick follow. The comparison is free, and no offer is binding.
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Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.