Key points at a glance
This page is written for residents of Buchs, in the canton of Aargau, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Buchs, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Aargau), never on your health: for basic insurance, every insurer must accept you. Buchs has roughly 8’491 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Buchs, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Suhr (2 km), Aarau (2 km), Biberstein (3 km).
Buchs at a glance: your local context
Buchs, a municipality of roughly 8’491 residents in the canton of Aargau, has its own profile when it comes to health insurance. Buchs lies in premium region 0 of the canton of Aargau (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 8’491
- Canton: Aargau
- Basic-insurance premium region (FOPH/OFSP): region 0
- Postal code (NPA): 5033
- Federal municipality number (BFS): 4003
Health insurance and supplementary cover around Buchs: compare neighbouring municipalities
Around Buchs, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Suhr — 1.6 km away
- Health insurance and supplementary cover in Aarau — 2.3 km away
- Health insurance and supplementary cover in Biberstein — 2.9 km away
- Health insurance and supplementary cover in Unterentfelden — 3.3 km away
- Health insurance and supplementary cover in Küttigen — 3.6 km away
- Health insurance and supplementary cover in Oberentfelden — 3.8 km away
- Health insurance and supplementary cover in Gränichen — 3.9 km away
- Health insurance and supplementary cover in Hunzenschwil — 3.9 km away
- Health insurance and supplementary cover in Eppenberg-Wöschnau — 4.0 km away
- Health insurance and supplementary cover in Rupperswil — 4.3 km away
Health insurance premiums 2026 in Buchs: the real numbers
The range in Buchs is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 454 to 622 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’017 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 454 – 622 CHF | from 344 CHF |
| Young adults (19–25) | 331 – 469 CHF | from 213 CHF |
| Children (0–18) | 33 – 137 CHF | — |
Our comparison tool does this work for you: the 84 insurers available for Buchs are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Buchs: choosing insurer, deductible and model
Three decisions drive your premium in Buchs. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Buchs starts as low as 344 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Aargau — many households leave this reduction unused.
Checklist for Buchs
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Aargau.
Free premium comparison for Buchs →
How we work for Buchs
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Aargau. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Buchs this difference is measurable: 454–622 francs a month for adults, i.e. up to 2’017 francs a year across 84 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Buchs (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Buchs?
In Buchs (postal code 5033), the 2026 adult basic-insurance premium ranges from 454 to 622 francs a month depending on the insurer (deductible 300), from 331 francs for young adults and from 33 francs for children. For identical cover, the difference reaches up to 2’017 francs a year (FOPH premium region 0 of the canton of Aargau). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Buchs have the same premiums?
Not necessarily. Buchs and nearby municipalities such as Suhr (2 km), Aarau (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Buchs?
No. It explains the insurance and tax concepts for residents of Buchs (canton of Aargau). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Buchs with no obligation?
Of course. The starting point is your situation in Buchs; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Buchs is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.