Key points at a glance
This page is written for residents of Wald, in the canton of Zurich, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Wald, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Wald belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Wald has roughly 9’758 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Wald, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Eschenbach (4 km), Rüti (5 km), Dürnten (5 km).
Wald at a glance: your local context
Wald, a municipality of roughly 9’758 residents in the canton of Zurich, has its own profile when it comes to health insurance. For health insurance premiums, Wald belongs to FOPH premium region 1 of the canton of Zurich. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 9’758
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8636
- Federal municipality number (BFS): 120
Health insurance and supplementary cover around Wald: compare neighbouring municipalities
Living or working near Wald? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Eschenbach — 4.2 km away
- Health insurance and supplementary cover in Rüti — 4.7 km away
- Health insurance and supplementary cover in Dürnten — 5.4 km away
- Health insurance and supplementary cover in Hinwil — 6.1 km away
- Health insurance and supplementary cover in Schmerikon — 6.2 km away
- Health insurance and supplementary cover in Fischenthal — 6.4 km away
- Health insurance and supplementary cover in Bubikon — 7.1 km away
- Health insurance and supplementary cover in Uznach — 7.7 km away
- Health insurance and supplementary cover in Bäretswil — 8.1 km away
- Health insurance and supplementary cover in Rapperswil-Jona — 8.1 km away
Health insurance premiums 2026 in Wald: the real numbers
The range in Wald is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 518 to 724 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’476 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
That is exactly what our comparison does: it ranks the 83 insurers active in Wald from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Wald: choosing insurer, deductible and model
You steer your premium in Wald with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Wald starts as low as 389 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Zurich: the entitlement goes surprisingly often unclaimed.
Checklist for Wald
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Wald →
How we work for Wald
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Zurich. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Wald this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Wald (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Wald?
In Wald (postal code 8636), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Wald have the same premiums?
Not necessarily. Wald and nearby municipalities such as Eschenbach (4 km), Rüti (5 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Wald?
No. It explains the insurance and tax concepts for residents of Wald (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Wald with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Wald follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.