Key points at a glance
Living in Lufingen (canton of Zurich) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Lufingen you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Zurich), never on your health: for basic insurance, every insurer must accept you. Lufingen has roughly 2’400 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lufingen, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Oberembrach (2 km), Embrach (2 km), Winkel (3 km).
Lufingen at a glance: your local context
Lufingen, a municipality of roughly 2’400 residents in the canton of Zurich, has its own profile when it comes to health insurance. Lufingen lies in premium region 1 of the canton of Zurich (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’400
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8426
- Federal municipality number (BFS): 63
Applying for premium subsidies around Lufingen: compare neighbouring municipalities
Around Lufingen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Oberembrach — 1.8 km away
- Applying for premium subsidies in Embrach — 2.3 km away
- Applying for premium subsidies in Winkel — 3.0 km away
- Applying for premium subsidies in Bachenbülach — 4.0 km away
- Applying for premium subsidies in Dättlikon — 4.7 km away
- Applying for premium subsidies in Kloten — 4.7 km away
- Applying for premium subsidies in Freienstein-Teufen — 4.8 km away
- Applying for premium subsidies in Pfungen — 4.9 km away
- Applying for premium subsidies in Bülach — 5.1 km away
- Applying for premium subsidies in Rorbas — 5.3 km away
Health insurance premiums 2026 in Lufingen: the real numbers
Concretely for Lufingen: the 2026 adult premium (deductible 300 CHF) is between 518 and 724 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’476 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 518 – 724 CHF | from 389 CHF |
| Young adults (19–25) | 371 – 591 CHF | from 243 CHF |
| Children (0–18) | 41 – 168 CHF | — |
Our comparison tool does this work for you: the 83 insurers available for Lufingen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Lufingen →
Basic insurance in Lufingen: choosing insurer, deductible and model
Three decisions drive your premium in Lufingen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Lufingen starts as low as 389 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Zurich — many households leave this reduction unused.
Checklist for Lufingen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Zurich.
Free premium comparison for Lufingen →
How we work for Lufingen
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Zurich. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Lufingen this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Lufingen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lufingen?
In Lufingen (postal code 8426), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lufingen have the same premiums?
Not necessarily. Lufingen and nearby municipalities such as Oberembrach (2 km), Embrach (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lufingen?
No. It explains the insurance and tax concepts for residents of Lufingen (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Lufingen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lufingen follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.