Basic health insurance and supplementary cover in Flurlingen

Basic health insurance and supplementary cover in Flurlingen (Zurich)
Basic health insurance and supplementary cover in Flurlingen (Zurich).

Key points at a glance

This page is written for residents of Flurlingen, in the canton of Zurich, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Flurlingen, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

What sets your premium is your FOPH premium region (Flurlingen belongs to region 1 in the canton of Zurich) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Flurlingen has roughly 1’437 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Flurlingen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Neuhausen am Rheinfall (1 km), Schaffhouse (1 km), Feuerthalen (2 km).

Flurlingen at a glance: your local context

Flurlingen, a municipality of roughly 1’437 residents in the canton of Zurich, has its own profile when it comes to health insurance. Flurlingen lies in premium region 1 of the canton of Zurich (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.

  • Population: roughly 1’437
  • Canton: Zurich
  • Basic-insurance premium region (FOPH/OFSP): region 1
  • Postal code (NPA): 8247
  • Federal municipality number (BFS): 29

Health insurance and supplementary cover around Flurlingen: compare neighbouring municipalities

Around Flurlingen, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Flurlingen: the real numbers

Concretely for Flurlingen: the 2026 adult premium (deductible 300 CHF) is between 518 and 724 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’476 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Flurlingen (canton of Zurich), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)518 – 724 CHFfrom 389 CHF
Young adults (19–25)371 – 591 CHFfrom 243 CHF
Children (0–18)41 – 168 CHF
Source: FOPH/OFSP, approved premiums 2026. 83 insurers compared.

That is exactly what our comparison does: it ranks the 83 insurers active in Flurlingen from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Flurlingen →

Basic insurance in Flurlingen: choosing insurer, deductible and model

Three decisions drive your premium in Flurlingen. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Flurlingen starts as low as 389 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Zurich — many households leave this reduction unused.

Checklist for Flurlingen

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Zurich.

Free premium comparison for Flurlingen →

How we work for Flurlingen

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zurich. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Flurlingen this difference is measurable: 518–724 francs a month for adults, i.e. up to 2’476 francs a year across 83 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Flurlingen (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Flurlingen?

In Flurlingen (postal code 8247), the 2026 adult basic-insurance premium ranges from 518 to 724 francs a month depending on the insurer (deductible 300), from 371 francs for young adults and from 41 francs for children. For identical cover, the difference reaches up to 2’476 francs a year (FOPH premium region 1 of the canton of Zurich). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Flurlingen have the same premiums?

Not necessarily. Flurlingen and nearby municipalities such as Neuhausen am Rheinfall (1 km), Schaffhouse (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Flurlingen?

No. It explains the insurance and tax concepts for residents of Flurlingen (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Flurlingen with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Flurlingen follow. The comparison is free, and no offer is binding.

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Important notes

Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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