Key points at a glance
This page explains to residents of Benken how supplementary insurance (LCA/VVG) works — the optional top-up to basic insurance for hospital stays (private/semi-private, free choice of doctor), dental treatment, complementary medicine, glasses, maternity or prevention.
In Benken (postal code 8463), a municipality of roughly 857 residents in the canton of Zurich, one rule stands out: unlike basic insurance, supplementary cover is a FREE market. Benefits, prices and conditions vary widely from one insurer to the next. Compare according to your actual needs — and sign up while young and healthy, because the insurer is allowed to ask health questions. Commuting between Benken and a nearby municipality (Laufen-Uhwiesen (2 km), Dachsen (3 km), Marthalen (3 km))? The range of supplementary policies is the same everywhere — your profile sets the price, not your address.
Benken at a glance: your local context
Benken, a municipality of roughly 857 residents in the canton of Zurich, brings its own local context to "Comparing supplementary (LCA/VVG) insurance". For health insurance premiums, Benken belongs to FOPH premium region 1 of the canton of Zurich. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 857
- Canton: Zurich
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 8463
- Federal municipality number (BFS): 22
Comparing supplementary (LCA/VVG) insurance around Benken: compare neighbouring municipalities
Living or working near Benken? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Comparing supplementary (LCA/VVG) insurance in Laufen-Uhwiesen — 2.3 km away
- Comparing supplementary (LCA/VVG) insurance in Dachsen — 2.9 km away
- Comparing supplementary (LCA/VVG) insurance in Marthalen — 3.1 km away
- Comparing supplementary (LCA/VVG) insurance in Trüllikon — 3.4 km away
- Comparing supplementary (LCA/VVG) insurance in Schlatt — 3.5 km away
- Comparing supplementary (LCA/VVG) insurance in Rheinau — 3.7 km away
- Comparing supplementary (LCA/VVG) insurance in Flurlingen — 3.8 km away
- Comparing supplementary (LCA/VVG) insurance in Neuhausen am Rheinfall — 4.3 km away
- Comparing supplementary (LCA/VVG) insurance in Feuerthalen — 4.3 km away
- Comparing supplementary (LCA/VVG) insurance in Schaffhouse — 4.9 km away
Supplementary insurance (LCA) in Benken: what matters
With supplementary insurance, freedom of contract applies: each insurer sets its own benefits, rates and conditions. In Benken, two equally priced contracts can protect you completely differently — for example the hospital ward (private or semi-private), the dentist, complementary medicine, vision aids or maternity. The right yardstick is your real need, cover by cover.
Two things to know: supplementary insurance is optional and can be taken out or cancelled independently of basic insurance. And the insurer may — unlike under the LAMal — ask health questions, add exclusions or reject an application. So sign up while young and healthy, and answer the health questions truthfully (otherwise you risk losing benefits).
Check before you sign
- Your real priorities: hospital, dental, complementary medicine, glasses, maternity?
- Annual limits, waiting periods and exclusions of each benefit.
- Avoid double cover (e.g. with employer or credit-card benefits).
- How the premium develops with age, and the cancellation terms.
Compare supplementary insurance for Benken →
How we work for Benken
Our approach for "Comparing supplementary (LCA/VVG) insurance" in Benken: (1) list your contracts and deadlines in the canton of Zurich; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Benken (practical guidance, not legal advice)
Is "Comparing supplementary (LCA/VVG) insurance" also covered for the area around Benken?
Yes. The neighbouring municipalities of Benken, such as Laufen-Uhwiesen (2 km), Dachsen (3 km), each have their own page on "Comparing supplementary (LCA/VVG) insurance" — handy when you compare several places to live in the canton of Zurich or a move is coming up.
Does this page replace personal advice in Benken?
No. It explains the insurance and tax concepts for residents of Benken (canton of Zurich). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Comparing supplementary (LCA/VVG) insurance" in Benken with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Benken follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Benken is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.