Basic health insurance and supplementary cover in Walchwil

Basic health insurance and supplementary cover in Walchwil (Zoug)
Basic health insurance and supplementary cover in Walchwil (Zoug).

Key points at a glance

This page is written for residents of Walchwil, in the canton of Zug, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Walchwil, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.

Your premium depends on your FOPH/OFSP premium region (region 0 of the canton of Zug), never on your health: for basic insurance, every insurer must accept you. Walchwil has roughly 3’663 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Walchwil, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Arth (4 km), Küssnacht (6 km), Meierskappel (6 km).

Walchwil at a glance: your local context

Walchwil, a municipality of roughly 3’663 residents in the canton of Zug, has its own profile when it comes to health insurance. For health insurance premiums, Walchwil belongs to FOPH premium region 0 of the canton of Zug. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.

  • Population: roughly 3’663
  • Canton: Zug
  • Basic-insurance premium region (FOPH/OFSP): region 0
  • Postal code (NPA): 6318
  • Federal municipality number (BFS): 1710

Health insurance and supplementary cover around Walchwil: compare neighbouring municipalities

Around Walchwil, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Walchwil: the real numbers

The range in Walchwil is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 335 to 536 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’412 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.

Monthly basic-insurance premiums 2026 — Walchwil (canton of Zug), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)335 – 536 CHFfrom 207 CHF
Young adults (19–25)245 – 413 CHFfrom 150 CHF
Children (0–18)23 – 117 CHF
Source: FOPH/OFSP, approved premiums 2026. 78 insurers compared.

Our comparison tool does this work for you: the 78 insurers available for Walchwil are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.

Compare premiums for Walchwil →

Basic insurance in Walchwil: choosing insurer, deductible and model

Three decisions drive your premium in Walchwil. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Walchwil starts as low as 207 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Zug: the entitlement goes surprisingly often unclaimed.

Checklist for Walchwil

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Zug.

Free premium comparison for Walchwil →

How we work for Walchwil

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Zug. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Walchwil this difference is measurable: 335–536 francs a month for adults, i.e. up to 2’412 francs a year across 78 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Walchwil (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Walchwil?

In Walchwil (postal code 6318), the 2026 adult basic-insurance premium ranges from 335 to 536 francs a month depending on the insurer (deductible 300), from 245 francs for young adults and from 23 francs for children. For identical cover, the difference reaches up to 2’412 francs a year (FOPH premium region 0 of the canton of Zug). Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Walchwil have the same premiums?

Not necessarily. Walchwil and nearby municipalities such as Arth (4 km), Küssnacht (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Walchwil?

No, it is for orientation in Walchwil. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Zug.

Can I compare "Health insurance and supplementary cover" in Walchwil with no obligation?

Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Walchwil follow. The comparison is free, and no offer is binding.

How is the data from the form handled?

Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.

Important notes

This local guide for Walchwil is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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