Key points at a glance
This page is written for residents of Vernayaz, in the canton of Valais, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Vernayaz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Vernayaz belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Vernayaz has roughly 1’885 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Vernayaz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Dorénaz (2 km), Salvan (2 km), Martigny (5 km).
Vernayaz at a glance: your local context
Vernayaz, a municipality of roughly 1’885 residents in the canton of Valais, has its own profile when it comes to health insurance. Vernayaz lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 1’885
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1904
- Federal municipality number (BFS): 6219
Applying for premium subsidies around Vernayaz: compare neighbouring municipalities
Living or working near Vernayaz? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Dorénaz — 2.3 km away
- Applying for premium subsidies in Salvan — 2.3 km away
- Applying for premium subsidies in Martigny — 4.8 km away
- Applying for premium subsidies in Evionnaz — 5.2 km away
- Applying for premium subsidies in Collonges — 5.5 km away
- Applying for premium subsidies in Martigny-Combe — 5.7 km away
- Applying for premium subsidies in Fully — 6.4 km away
- Applying for premium subsidies in Bovernier — 6.8 km away
- Applying for premium subsidies in Finhaut — 7.1 km away
- Applying for premium subsidies in Lavey-Morcles — 7.4 km away
Health insurance premiums 2026 in Vernayaz: the real numbers
Concretely for Vernayaz: the 2026 adult premium (deductible 300 CHF) is between 406 and 598 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’299 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Vernayaz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Vernayaz →
Basic insurance in Vernayaz: choosing insurer, deductible and model
You steer your premium in Vernayaz with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Vernayaz starts as low as 295 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.
Checklist for Vernayaz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Vernayaz →
How we work for Vernayaz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Vernayaz this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Vernayaz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Vernayaz?
In Vernayaz (postal code 1904), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Vernayaz have the same premiums?
Not necessarily. Vernayaz and nearby municipalities such as Dorénaz (2 km), Salvan (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Vernayaz?
No. It explains the insurance and tax concepts for residents of Vernayaz (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Vernayaz with no obligation?
Of course. The starting point is your situation in Vernayaz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.