Key points at a glance
Living in Saint-Martin (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Saint-Martin you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Valais), never on your health: for basic insurance, every insurer must accept you. Saint-Martin has roughly 825 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Saint-Martin, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Hérémence (3 km), Vex (6 km), Mont-Noble (7 km).
Saint-Martin at a glance: your local context
Saint-Martin, a municipality of roughly 825 residents in the canton of Valais, has its own profile when it comes to health insurance. Saint-Martin lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 825
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1969
- Federal municipality number (BFS): 6087
Applying for premium subsidies around Saint-Martin: compare neighbouring municipalities
Living or working near Saint-Martin? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Hérémence — 3.2 km away
- Applying for premium subsidies in Vex — 6.1 km away
- Applying for premium subsidies in Mont-Noble — 7.1 km away
- Applying for premium subsidies in Evolène — 7.7 km away
- Applying for premium subsidies in Veysonnaz — 8.1 km away
- Applying for premium subsidies in Sion — 8.8 km away
- Applying for premium subsidies in Grône — 9.4 km away
- Applying for premium subsidies in Saint-Léonard — 10.0 km away
- Applying for premium subsidies in Nendaz — 10.4 km away
- Applying for premium subsidies in Arbaz — 11.8 km away
Health insurance premiums 2026 in Saint-Martin: the real numbers
The range in Saint-Martin is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 406 to 598 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’299 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Saint-Martin are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Saint-Martin →
Basic insurance in Saint-Martin: choosing insurer, deductible and model
Three decisions drive your premium in Saint-Martin. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Saint-Martin starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.
Checklist for Saint-Martin
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Saint-Martin →
How we work for Saint-Martin
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Saint-Martin this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Saint-Martin (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Saint-Martin?
In Saint-Martin (postal code 1969), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Saint-Martin have the same premiums?
Not necessarily. Saint-Martin and nearby municipalities such as Hérémence (3 km), Vex (6 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Saint-Martin?
No, it is for orientation in Saint-Martin. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Applying for premium subsidies" in Saint-Martin with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Saint-Martin follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.