Key points at a glance
Living in Saint-Gingolph (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Saint-Gingolph you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 2 of the canton of Valais), never on your health: for basic insurance, every insurer must accept you. Saint-Gingolph has roughly 1’088 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Saint-Gingolph, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Port-Valais (5 km), Noville (7 km), La Tour-de-Peilz (8 km).
Saint-Gingolph at a glance: your local context
Saint-Gingolph, a municipality of roughly 1’088 residents in the canton of Valais, has its own profile when it comes to health insurance. For health insurance premiums, Saint-Gingolph belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’088
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 1898
- Federal municipality number (BFS): 6155
Health insurance and supplementary cover around Saint-Gingolph: compare neighbouring municipalities
Living or working near Saint-Gingolph? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Port-Valais — 5.4 km away
- Health insurance and supplementary cover in Noville — 7.2 km away
- Health insurance and supplementary cover in La Tour-de-Peilz — 8.0 km away
- Health insurance and supplementary cover in Chessel — 8.3 km away
- Health insurance and supplementary cover in Saint-Saphorin — 8.4 km away
- Health insurance and supplementary cover in Corseaux — 8.6 km away
- Health insurance and supplementary cover in Vouvry — 8.8 km away
- Health insurance and supplementary cover in Rivaz — 8.9 km away
- Health insurance and supplementary cover in Rennaz — 8.9 km away
- Health insurance and supplementary cover in Corsier-sur-Vevey — 9.0 km away
Health insurance premiums 2026 in Saint-Gingolph: the real numbers
Concretely for Saint-Gingolph: the 2026 adult premium (deductible 300 CHF) is between 406 and 598 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’299 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
That is exactly what our comparison does: it ranks the 76 insurers active in Saint-Gingolph from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Saint-Gingolph →
Basic insurance in Saint-Gingolph: choosing insurer, deductible and model
Three decisions drive your premium in Saint-Gingolph. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Saint-Gingolph starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.
Checklist for Saint-Gingolph
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Saint-Gingolph →
How we work for Saint-Gingolph
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Saint-Gingolph this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Saint-Gingolph (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Saint-Gingolph?
In Saint-Gingolph (postal code 1898), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Saint-Gingolph have the same premiums?
Not necessarily. Saint-Gingolph and nearby municipalities such as Port-Valais (5 km), Noville (7 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Saint-Gingolph?
No. It explains the insurance and tax concepts for residents of Saint-Gingolph (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Saint-Gingolph with no obligation?
Of course. The starting point is your situation in Saint-Gingolph; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Saint-Gingolph is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.