Key points at a glance
Living in Grächen (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Grächen you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Grächen belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Grächen has roughly 1’251 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Grächen, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Embd (3 km), Eisten (4 km), Saint-Nicolas (4 km).
Grächen at a glance: your local context
Grächen, a municipality of roughly 1’251 residents in the canton of Valais, has its own profile when it comes to health insurance. For health insurance premiums, Grächen belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’251
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3925
- Federal municipality number (BFS): 6285
Health insurance and supplementary cover around Grächen: compare neighbouring municipalities
Living or working near Grächen? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Embd — 3.3 km away
- Health insurance and supplementary cover in Eisten — 4.0 km away
- Health insurance and supplementary cover in Saint-Nicolas — 4.0 km away
- Health insurance and supplementary cover in Stalden — 4.3 km away
- Health insurance and supplementary cover in Törbel — 4.6 km away
- Health insurance and supplementary cover in Staldenried — 5.3 km away
- Health insurance and supplementary cover in Visperterminen — 7.1 km away
- Health insurance and supplementary cover in Zeneggen — 7.9 km away
- Health insurance and supplementary cover in Bürchen — 8.2 km away
- Health insurance and supplementary cover in Saas-Balen — 8.8 km away
Health insurance premiums 2026 in Grächen: the real numbers
The range in Grächen is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 406 to 598 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’299 francs a year, without giving anything up. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Grächen are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Grächen →
Basic insurance in Grächen: choosing insurer, deductible and model
You steer your premium in Grächen with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Grächen starts as low as 295 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.
Checklist for Grächen
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Grächen →
How we work for Grächen
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Grächen this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Grächen (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Grächen?
In Grächen (postal code 3925), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Grächen have the same premiums?
Not necessarily. Grächen and nearby municipalities such as Embd (3 km), Eisten (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Grächen?
No, it is for orientation in Grächen. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Health insurance and supplementary cover" in Grächen with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Grächen follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.