Key points at a glance
Living in Embd (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Embd you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Embd belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Embd has roughly 295 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Embd, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Grächen (3 km), Törbel (4 km), Saint-Nicolas (4 km).
Embd at a glance: your local context
Embd, a municipality of roughly 295 residents in the canton of Valais, has its own profile when it comes to health insurance. For health insurance premiums, Embd belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 295
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3926
- Federal municipality number (BFS): 6283
Applying for premium subsidies around Embd: compare neighbouring municipalities
Living or working near Embd? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Grächen — 3.3 km away
- Applying for premium subsidies in Törbel — 3.6 km away
- Applying for premium subsidies in Saint-Nicolas — 3.9 km away
- Applying for premium subsidies in Stalden — 4.3 km away
- Applying for premium subsidies in Bürchen — 5.6 km away
- Applying for premium subsidies in Zeneggen — 5.7 km away
- Applying for premium subsidies in Unterbäch — 6.1 km away
- Applying for premium subsidies in Eisten — 6.7 km away
- Applying for premium subsidies in Eischoll — 6.8 km away
- Applying for premium subsidies in Staldenried — 7.2 km away
Health insurance premiums 2026 in Embd: the real numbers
In Embd, an adult with a 300 CHF deductible pays between 406 and 598 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’299 francs a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Embd are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Embd: choosing insurer, deductible and model
Three decisions drive your premium in Embd. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Embd starts as low as 295 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.
Checklist for Embd
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Embd →
How we work for Embd
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Embd this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Embd (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Embd?
In Embd (postal code 3926), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Embd have the same premiums?
Not necessarily. Embd and nearby municipalities such as Grächen (3 km), Törbel (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Embd?
No. It explains the insurance and tax concepts for residents of Embd (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Embd with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Embd follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Embd is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.