Key points at a glance
This information page is aimed at people living in Embd (roughly 295 residents (postal code 3926)), in the canton of Valais, who want to organise their insurance, tax matters and cover in line with Swiss law. Assur-IA supports households and the self-employed with a clear treatment of "Car insurance" — premiums, deductibles, deductions and responsibilities — without replacing individual tax or legal advice.
The Swiss system combines cantonal responsibilities (taxes, rates, allowances) with federal law (LAMal, national rules). For Embd that means your real profile — housing situation, employment, family, vehicles, any cross-border matters — weighs more than the address. The nearest municipalities — Grächen (3 km), Törbel (4 km), Saint-Nicolas (4 km) — each have their own local page as well. Below you will find the relevant reference points for a first assessment.
Embd at a glance: your local context
Embd, a municipality of roughly 295 residents in the canton of Valais, brings its own local context to "Car insurance". For health insurance premiums, Embd belongs to FOPH premium region 2 of the canton of Valais. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 295
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3926
- Federal municipality number (BFS): 6283
Car insurance around Embd: compare neighbouring municipalities
Living or working near Embd? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Car insurance in Grächen — 3.3 km away
- Car insurance in Törbel — 3.6 km away
- Car insurance in Saint-Nicolas — 3.9 km away
- Car insurance in Stalden — 4.3 km away
- Car insurance in Bürchen — 5.6 km away
- Car insurance in Zeneggen — 5.7 km away
- Car insurance in Unterbäch — 6.1 km away
- Car insurance in Eisten — 6.7 km away
- Car insurance in Eischoll — 6.8 km away
- Car insurance in Staldenried — 7.2 km away
Car insurance in Embd: liability, partial and comprehensive cover
Motor third-party liability is compulsory in Switzerland for every registered vehicle — it covers the damage you cause to others. Beyond that, partial casco protects your own vehicle against natural events, theft, glass breakage or marten damage, and comprehensive (full casco) additionally covers self-inflicted collisions. In Embd, your driving profile, annual mileage and parking spot affect how insurers rate the risk.
Comparing pays off especially when you change vehicle or after claim-free years: no-claims levels, deductibles and add-ons (parking damage, gross negligence, legal protection, replacement car) vary widely. For new cars, replacement at current or new value is a key criterion.
Clarify before switching
- Claims history and no-claims level over recent years.
- Partial or comprehensive casco — depending on the age and value of the vehicle.
- Scope of cover: gross negligence, parking damage, replacement vehicle, driving abroad.
How we work for Embd
Our approach for "Car insurance" in Embd: (1) list your contracts and deadlines in the canton of Valais; (2) uncover under- and over-insured risks as well as double cover; (3) compare options with concrete figures before you decide. The goal is never to pile up policies, but to align premiums, deductibles and benefits to a deliberately chosen level of risk. The comparison is free and without obligation; Assur-IA works in an educational way and replaces neither the tax authority nor regulated individual advice.
FAQ — insurance in Embd (practical guidance, not legal advice)
Is "Car insurance" also covered for the area around Embd?
Yes. The neighbouring municipalities of Embd, such as Grächen (3 km), Törbel (4 km), each have their own page on "Car insurance" — handy when you compare several places to live in the canton of Valais or a move is coming up.
Does this page replace personal advice in Embd?
No. It explains the insurance and tax concepts for residents of Embd (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Car insurance" in Embd with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Embd follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Embd is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.