Basic health insurance and supplementary cover in Collonges

Basic health insurance and supplementary cover in Collonges (Valais)
Basic health insurance and supplementary cover in Collonges (Valais).

Key points at a glance

Living in Collonges (canton of Valais) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Collonges you don't save by taking less protection — you save through the right insurer, deductible and model.

Your premium depends on your FOPH/OFSP premium region, never on your health: for basic insurance, every insurer must accept you. Collonges has roughly 798 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Collonges, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Evionnaz (3 km), Lavey-Morcles (3 km), Dorénaz (3 km).

Collonges at a glance: your local context

Collonges, a municipality of roughly 798 residents in the canton of Valais, has its own profile when it comes to health insurance. In Collonges, the official FOPH premium rates for the canton of Valais apply.

  • Population: roughly 798
  • Canton: Valais
  • Federal municipality number (BFS): 6211

Health insurance and supplementary cover around Collonges: compare neighbouring municipalities

Around Collonges, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:

Health insurance premiums 2026 in Collonges: the real numbers

Concretely for Collonges: the 2026 adult premium (deductible 300 CHF) is between 481 and 643 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 1’944 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.

Monthly basic-insurance premiums 2026 — Collonges (canton of Valais), including accident cover.
ProfileDeductible 300 CHFDeductible 2’500 CHF
Adults (26 and over)481 – 643 CHFfrom 353 CHF
Young adults (19–25)341 – 502 CHFfrom 218 CHF
Children (0–18)35 – 138 CHF
Source: FOPH/OFSP, approved premiums 2026. 76 insurers compared.

That is exactly what our comparison does: it ranks the 76 insurers active in Collonges from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.

Compare premiums for Collonges →

Basic insurance in Collonges: choosing insurer, deductible and model

Three decisions drive your premium in Collonges. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Collonges starts as low as 353 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.

Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Valais: the entitlement goes surprisingly often unclaimed.

Checklist for Collonges

  • Compare every autumn: insurers adjust their rates each year.
  • Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
  • Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
  • Check your entitlement to premium subsidies in the canton of Valais.

Free premium comparison for Collonges →

How we work for Collonges

Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Valais. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Collonges this difference is measurable: 481–643 francs a month for adults, i.e. up to 1’944 francs a year across 76 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.

FAQ — insurance in Collonges (practical guidance, not legal advice)

How much is the 2026 health insurance premium in Collonges?

In Collonges, the 2026 adult basic-insurance premium ranges from 481 to 643 francs a month depending on the insurer (deductible 300), from 341 francs for young adults and from 35 francs for children. For identical cover, the difference reaches up to 1’944 francs a year. Source: FOPH/OFSP, approved premiums 2026.

Do the neighbouring municipalities of Collonges have the same premiums?

Not necessarily. Collonges and nearby municipalities such as Evionnaz (3 km), Lavey-Morcles (3 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.

Does this page replace personal advice in Collonges?

No. It explains the insurance and tax concepts for residents of Collonges (canton of Valais). Your decisions should rest on your own documents — and, where needed, on a regulated professional.

Can I compare "Health insurance and supplementary cover" in Collonges with no obligation?

Of course. The starting point is your situation in Collonges; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.

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Important notes

This local guide for Collonges is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.

Official sources

Our figures and information rely on the official publications of the Swiss Confederation.

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