Key points at a glance
This page is written for residents of Ausserberg, in the canton of Valais, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Ausserberg, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Ausserberg belongs to region 2 in the canton of Valais) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Ausserberg has roughly 626 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Ausserberg, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Eggerberg (3 km), Viège (4 km), Rarogne (4 km).
Ausserberg at a glance: your local context
Ausserberg, a municipality of roughly 626 residents in the canton of Valais, has its own profile when it comes to health insurance. Ausserberg lies in premium region 2 of the canton of Valais (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 626
- Canton: Valais
- Basic-insurance premium region (FOPH/OFSP): region 2
- Postal code (NPA): 3938
- Federal municipality number (BFS): 6191
Health insurance and supplementary cover around Ausserberg: compare neighbouring municipalities
Living or working near Ausserberg? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Eggerberg — 3.2 km away
- Health insurance and supplementary cover in Viège — 3.7 km away
- Health insurance and supplementary cover in Rarogne — 3.9 km away
- Health insurance and supplementary cover in Lalden — 5.3 km away
- Health insurance and supplementary cover in Zeneggen — 5.7 km away
- Health insurance and supplementary cover in Bürchen — 6.1 km away
- Health insurance and supplementary cover in Steg-Hohtenn — 6.3 km away
- Health insurance and supplementary cover in Niedergesteln — 6.4 km away
- Health insurance and supplementary cover in Baltschieder — 7.0 km away
- Health insurance and supplementary cover in Unterbäch — 7.6 km away
Health insurance premiums 2026 in Ausserberg: the real numbers
Concretely for Ausserberg: the 2026 adult premium (deductible 300 CHF) is between 406 and 598 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’299 francs of difference a year. The lowest adult premium there comes with the "alternative model" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 406 – 598 CHF | from 295 CHF |
| Young adults (19–25) | 297 – 454 CHF | from 186 CHF |
| Children (0–18) | 30 – 130 CHF | — |
Our comparison tool does this work for you: the 76 insurers available for Ausserberg are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Ausserberg →
Basic insurance in Ausserberg: choosing insurer, deductible and model
You steer your premium in Ausserberg with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Ausserberg starts as low as 295 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Valais — many households leave this reduction unused.
Checklist for Ausserberg
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Valais.
Free premium comparison for Ausserberg →
How we work for Ausserberg
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Valais. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Ausserberg this difference is measurable: 406–598 francs a month for adults, i.e. up to 2’299 francs a year across 76 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Ausserberg (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Ausserberg?
In Ausserberg (postal code 3938), the 2026 adult basic-insurance premium ranges from 406 to 598 francs a month depending on the insurer (deductible 300), from 297 francs for young adults and from 30 francs for children. For identical cover, the difference reaches up to 2’299 francs a year (FOPH premium region 2 of the canton of Valais). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Ausserberg have the same premiums?
Not necessarily. Ausserberg and nearby municipalities such as Eggerberg (3 km), Viège (4 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Ausserberg?
No, it is for orientation in Ausserberg. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Valais.
Can I compare "Health insurance and supplementary cover" in Ausserberg with no obligation?
Of course. The starting point is your situation in Ausserberg; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.