Key points at a glance
This page is written for residents of Villars-Sainte-Croix, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Villars-Sainte-Croix, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Villars-Sainte-Croix belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Villars-Sainte-Croix has roughly 962 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Villars-Sainte-Croix, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Mex (1 km), Bussigny (2 km), Crissier (2 km).
Villars-Sainte-Croix at a glance: your local context
Villars-Sainte-Croix, a municipality of roughly 962 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Villars-Sainte-Croix belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 962
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1029
- Federal municipality number (BFS): 5651
Health insurance and supplementary cover around Villars-Sainte-Croix: compare neighbouring municipalities
Living or working near Villars-Sainte-Croix? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Mex — 1.3 km away
- Health insurance and supplementary cover in Bussigny — 2.2 km away
- Health insurance and supplementary cover in Crissier — 2.2 km away
- Health insurance and supplementary cover in Romanel-sur-Lausanne — 2.5 km away
- Health insurance and supplementary cover in Vufflens-la-Ville — 3.2 km away
- Health insurance and supplementary cover in Cheseaux-sur-Lausanne — 3.2 km away
- Health insurance and supplementary cover in Jouxtens-Mézery — 3.2 km away
- Health insurance and supplementary cover in Bournens — 3.7 km away
- Health insurance and supplementary cover in Sullens — 3.7 km away
- Health insurance and supplementary cover in Aclens — 3.8 km away
Health insurance premiums 2026 in Villars-Sainte-Croix: the real numbers
In Villars-Sainte-Croix, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Villars-Sainte-Croix are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Villars-Sainte-Croix →
Basic insurance in Villars-Sainte-Croix: choosing insurer, deductible and model
Three decisions drive your premium in Villars-Sainte-Croix. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Villars-Sainte-Croix starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Villars-Sainte-Croix
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Villars-Sainte-Croix →
How we work for Villars-Sainte-Croix
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Villars-Sainte-Croix this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Villars-Sainte-Croix (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Villars-Sainte-Croix?
In Villars-Sainte-Croix (postal code 1029), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Villars-Sainte-Croix have the same premiums?
Not necessarily. Villars-Sainte-Croix and nearby municipalities such as Mex (1 km), Bussigny (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Villars-Sainte-Croix?
No, it is for orientation in Villars-Sainte-Croix. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Health insurance and supplementary cover" in Villars-Sainte-Croix with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Villars-Sainte-Croix follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.