Key points at a glance
Living in Saint-Barthélemy (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Saint-Barthélemy you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Saint-Barthélemy has roughly 781 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Saint-Barthélemy, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bettens (1 km), Goumoëns (2 km), Oulens-sous-Échallens (2 km).
Saint-Barthélemy at a glance: your local context
Saint-Barthélemy, a municipality of roughly 781 residents in the canton of Vaud, has its own profile when it comes to health insurance. In Saint-Barthélemy, the official FOPH premium rates for the canton of Vaud apply.
- Population: roughly 781
- Canton: Vaud
- Federal municipality number (BFS): 5535
Applying for premium subsidies around Saint-Barthélemy: compare neighbouring municipalities
Around Saint-Barthélemy, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Bettens — 1.3 km away
- Applying for premium subsidies in Goumoëns — 1.9 km away
- Applying for premium subsidies in Oulens-sous-Échallens — 2.2 km away
- Applying for premium subsidies in Echallens — 2.5 km away
- Applying for premium subsidies in Assens — 2.7 km away
- Applying for premium subsidies in Villars-le-Terroir — 3.1 km away
- Applying for premium subsidies in Etagnières — 3.9 km away
- Applying for premium subsidies in Boussens — 3.9 km away
- Applying for premium subsidies in Daillens — 4.2 km away
- Applying for premium subsidies in Bretigny-sur-Morrens — 4.5 km away
Health insurance premiums 2026 in Saint-Barthélemy: the real numbers
In Saint-Barthélemy, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Saint-Barthélemy are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Saint-Barthélemy →
Basic insurance in Saint-Barthélemy: choosing insurer, deductible and model
You steer your premium in Saint-Barthélemy with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Saint-Barthélemy starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Saint-Barthélemy
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Saint-Barthélemy →
How we work for Saint-Barthélemy
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Saint-Barthélemy this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Saint-Barthélemy (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Saint-Barthélemy?
In Saint-Barthélemy, the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year. Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Saint-Barthélemy have the same premiums?
Not necessarily. Saint-Barthélemy and nearby municipalities such as Bettens (1 km), Goumoëns (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Saint-Barthélemy?
No. It explains the insurance and tax concepts for residents of Saint-Barthélemy (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Saint-Barthélemy with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Saint-Barthélemy follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Saint-Barthélemy is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.