Key points at a glance
Living in Renens (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Renens you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Renens has roughly 20’927 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Renens, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Prilly (1 km), Chavannes-près-Renens (1 km), Crissier (2 km).
Renens at a glance: your local context
Renens, a municipality of roughly 20’927 residents in the canton of Vaud, has its own profile when it comes to health insurance. Renens lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 20’927
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1020
- Federal municipality number (BFS): 5591
Health insurance and supplementary cover around Renens: compare neighbouring municipalities
Living or working near Renens? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Prilly — 0.8 km away
- Health insurance and supplementary cover in Chavannes-près-Renens — 1.3 km away
- Health insurance and supplementary cover in Crissier — 1.7 km away
- Health insurance and supplementary cover in Jouxtens-Mézery — 1.8 km away
- Health insurance and supplementary cover in Ecublens — 2.4 km away
- Health insurance and supplementary cover in Saint-Sulpice — 2.7 km away
- Health insurance and supplementary cover in Echandens — 3.0 km away
- Health insurance and supplementary cover in Lausanne — 3.3 km away
- Health insurance and supplementary cover in Bussigny — 3.5 km away
- Health insurance and supplementary cover in Romanel-sur-Lausanne — 3.6 km away
Health insurance premiums 2026 in Renens: the real numbers
In Renens, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Renens are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Renens: choosing insurer, deductible and model
Three decisions drive your premium in Renens. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Renens starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Renens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Renens →
How we work for Renens
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Renens this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Renens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Renens?
In Renens (postal code 1020), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Renens have the same premiums?
Not necessarily. Renens and nearby municipalities such as Prilly (1 km), Chavannes-près-Renens (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Renens?
No. It explains the insurance and tax concepts for residents of Renens (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Renens with no obligation?
Of course. The starting point is your situation in Renens; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
Assur-IA's content is maintained carefully, but it can change with legislation, case law and the product range. It constitutes neither a binding offer nor a personal recommendation. Rates, premiums, deductibles and deductions depend on your profile and the reference date.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.