Key points at a glance
This page is written for residents of Pailly, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Pailly, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Pailly belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Pailly has roughly 560 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Pailly, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Rueyres (2 km), Orzens (2 km), Vuarrens (3 km).
Pailly at a glance: your local context
Pailly, a municipality of roughly 560 residents in the canton of Vaud, has its own profile when it comes to health insurance. Pailly lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 560
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1416
- Federal municipality number (BFS): 5530
Applying for premium subsidies around Pailly: compare neighbouring municipalities
Living or working near Pailly? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Rueyres — 1.7 km away
- Applying for premium subsidies in Orzens — 2.0 km away
- Applying for premium subsidies in Vuarrens — 2.6 km away
- Applying for premium subsidies in Bercher — 2.7 km away
- Applying for premium subsidies in Oppens — 2.8 km away
- Applying for premium subsidies in Fey — 3.0 km away
- Applying for premium subsidies in Essertines-sur-Yverdon — 3.6 km away
- Applying for premium subsidies in Boulens — 3.8 km away
- Applying for premium subsidies in Ursins — 3.8 km away
- Applying for premium subsidies in Ogens — 3.8 km away
Health insurance premiums 2026 in Pailly: the real numbers
The range in Pailly is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Pailly from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Pailly: choosing insurer, deductible and model
Three decisions drive your premium in Pailly. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Pailly starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Pailly
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Pailly →
How we work for Pailly
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Pailly this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Pailly (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Pailly?
In Pailly (postal code 1416), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Pailly have the same premiums?
Not necessarily. Pailly and nearby municipalities such as Rueyres (2 km), Orzens (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Pailly?
No, it is for orientation in Pailly. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Pailly with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Pailly follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Pailly is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.