Key points at a glance
This page is written for residents of Onnens, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Onnens, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Onnens belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Onnens has roughly 493 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Onnens, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Bonvillars (1 km), Corcelles-près-Concise (1 km), Champagne (2 km).
Onnens at a glance: your local context
Onnens, a municipality of roughly 493 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Onnens belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 493
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1425
- Federal municipality number (BFS): 5565
Health insurance and supplementary cover around Onnens: compare neighbouring municipalities
Living or working near Onnens? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Bonvillars — 1.0 km away
- Health insurance and supplementary cover in Corcelles-près-Concise — 1.3 km away
- Health insurance and supplementary cover in Champagne — 2.4 km away
- Health insurance and supplementary cover in Concise — 3.4 km away
- Health insurance and supplementary cover in Grandson — 4.1 km away
- Health insurance and supplementary cover in Tévenon — 4.6 km away
- Health insurance and supplementary cover in Fiez — 5.1 km away
- Health insurance and supplementary cover in Fontaines-sur-Grandson — 5.1 km away
- Health insurance and supplementary cover in Giez — 5.4 km away
- Health insurance and supplementary cover in Cheseaux-Noréaz — 5.6 km away
Health insurance premiums 2026 in Onnens: the real numbers
Concretely for Onnens: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Onnens from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Onnens: choosing insurer, deductible and model
You steer your premium in Onnens with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Onnens starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Onnens
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Onnens →
How we work for Onnens
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Onnens this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Onnens (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Onnens?
In Onnens (postal code 1425), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Onnens have the same premiums?
Not necessarily. Onnens and nearby municipalities such as Bonvillars (1 km), Corcelles-près-Concise (1 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Onnens?
No. It explains the insurance and tax concepts for residents of Onnens (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Onnens with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Onnens follow. The comparison is free, and no offer is binding.
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Important notes
This local guide for Onnens is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.