Key points at a glance
Living in Longirod (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Longirod you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Longirod belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Longirod has roughly 478 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Longirod, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Saint-George (2 km), Marchissy (2 km), Gimel (3 km).
Longirod at a glance: your local context
Longirod, a municipality of roughly 478 residents in the canton of Vaud, has its own profile when it comes to health insurance. Longirod lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 478
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1261
- Federal municipality number (BFS): 5429
Applying for premium subsidies around Longirod: compare neighbouring municipalities
Living or working near Longirod? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Saint-George — 1.9 km away
- Applying for premium subsidies in Marchissy — 2.0 km away
- Applying for premium subsidies in Gimel — 3.3 km away
- Applying for premium subsidies in Le Vaud — 3.6 km away
- Applying for premium subsidies in Saint-Oyens — 3.8 km away
- Applying for premium subsidies in Essertines-sur-Rolle — 3.8 km away
- Applying for premium subsidies in Burtigny — 3.9 km away
- Applying for premium subsidies in Bassins — 4.5 km away
- Applying for premium subsidies in Tartegnin — 5.3 km away
- Applying for premium subsidies in Saubraz — 5.4 km away
Health insurance premiums 2026 in Longirod: the real numbers
The range in Longirod is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Longirod from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for Longirod →
Basic insurance in Longirod: choosing insurer, deductible and model
Three decisions drive your premium in Longirod. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Longirod starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Longirod
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Longirod →
How we work for Longirod
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Longirod this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Longirod (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Longirod?
In Longirod (postal code 1261), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Longirod have the same premiums?
Not necessarily. Longirod and nearby municipalities such as Saint-George (2 km), Marchissy (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Longirod?
No. It explains the insurance and tax concepts for residents of Longirod (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Longirod with no obligation?
Of course. The starting point is your situation in Longirod; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
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Important notes
This local guide for Longirod is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.