Key points at a glance
This page is written for residents of Lonay, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Lonay, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Lonay has roughly 2’592 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Lonay, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Echichens (1 km), Bremblens (2 km), Romanel-sur-Morges (2 km).
Lonay at a glance: your local context
Lonay, a municipality of roughly 2’592 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Lonay belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’592
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1027
- Federal municipality number (BFS): 5638
Health insurance and supplementary cover around Lonay: compare neighbouring municipalities
Living or working near Lonay? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Echichens — 1.3 km away
- Health insurance and supplementary cover in Bremblens — 1.9 km away
- Health insurance and supplementary cover in Romanel-sur-Morges — 1.9 km away
- Health insurance and supplementary cover in Denges — 2.0 km away
- Health insurance and supplementary cover in Préverenges — 2.2 km away
- Health insurance and supplementary cover in Echandens — 2.5 km away
- Health insurance and supplementary cover in Morges — 3.0 km away
- Health insurance and supplementary cover in Bussigny — 3.2 km away
- Health insurance and supplementary cover in Chigny — 3.4 km away
- Health insurance and supplementary cover in Ecublens — 3.4 km away
Health insurance premiums 2026 in Lonay: the real numbers
The range in Lonay is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Lonay from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Lonay: choosing insurer, deductible and model
You steer your premium in Lonay with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Lonay starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Lonay
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Lonay →
How we work for Lonay
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Lonay this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Lonay (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Lonay?
In Lonay (postal code 1027), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Lonay have the same premiums?
Not necessarily. Lonay and nearby municipalities such as Echichens (1 km), Bremblens (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Lonay?
No. It explains the insurance and tax concepts for residents of Lonay (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Lonay with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Lonay follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Lonay is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.