Key points at a glance
Living in Les Clées (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Les Clées you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Les Clées has roughly 185 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Les Clées, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Lignerolle (1 km), Bretonnières (2 km), L'Abergement (2 km).
Les Clées at a glance: your local context
Les Clées, a municipality of roughly 185 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Les Clées belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 185
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1356
- Federal municipality number (BFS): 5750
Applying for premium subsidies around Les Clées: compare neighbouring municipalities
Living or working near Les Clées? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Lignerolle — 1.3 km away
- Applying for premium subsidies in Bretonnières — 1.9 km away
- Applying for premium subsidies in L'Abergement — 2.2 km away
- Applying for premium subsidies in Agiez — 3.1 km away
- Applying for premium subsidies in Sergey — 3.3 km away
- Applying for premium subsidies in Premier — 3.6 km away
- Applying for premium subsidies in Romainmôtier-Envy — 3.7 km away
- Applying for premium subsidies in Ballaigues — 3.8 km away
- Applying for premium subsidies in Montcherand — 3.8 km away
- Applying for premium subsidies in Croy — 4.4 km away
Health insurance premiums 2026 in Les Clées: the real numbers
Concretely for Les Clées: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Les Clées are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Les Clées →
Basic insurance in Les Clées: choosing insurer, deductible and model
Three decisions drive your premium in Les Clées. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Les Clées starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Les Clées
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Les Clées →
How we work for Les Clées
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Les Clées this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Les Clées (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Les Clées?
In Les Clées (postal code 1356), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Les Clées have the same premiums?
Not necessarily. Les Clées and nearby municipalities such as Lignerolle (1 km), Bretonnières (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Les Clées?
No, it is for orientation in Les Clées. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Les Clées with no obligation?
Of course. The starting point is your situation in Les Clées; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.