Key points at a glance
This page is written for residents of La Sarraz, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in La Sarraz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (La Sarraz belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. La Sarraz has roughly 2’595 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for La Sarraz, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Pompaples (1 km), Orny (2 km), Eclépens (2 km).
La Sarraz at a glance: your local context
La Sarraz, a municipality of roughly 2’595 residents in the canton of Vaud, has its own profile when it comes to health insurance. La Sarraz lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 2’595
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1315
- Federal municipality number (BFS): 5498
Health insurance and supplementary cover around La Sarraz: compare neighbouring municipalities
Living or working near La Sarraz? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Health insurance and supplementary cover in Pompaples — 1.2 km away
- Health insurance and supplementary cover in Orny — 1.8 km away
- Health insurance and supplementary cover in Eclépens — 2.1 km away
- Health insurance and supplementary cover in Chevilly — 2.1 km away
- Health insurance and supplementary cover in Ferreyres — 2.1 km away
- Health insurance and supplementary cover in Dizy — 2.8 km away
- Health insurance and supplementary cover in Lussery-Villars — 3.3 km away
- Health insurance and supplementary cover in Moiry — 4.5 km away
- Health insurance and supplementary cover in Cossonay — 4.6 km away
- Health insurance and supplementary cover in Croy — 4.7 km away
Health insurance premiums 2026 in La Sarraz: the real numbers
In La Sarraz, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for La Sarraz are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for La Sarraz →
Basic insurance in La Sarraz: choosing insurer, deductible and model
You steer your premium in La Sarraz with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in La Sarraz starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for La Sarraz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for La Sarraz →
How we work for La Sarraz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In La Sarraz this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in La Sarraz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in La Sarraz?
In La Sarraz (postal code 1315), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of La Sarraz have the same premiums?
Not necessarily. La Sarraz and nearby municipalities such as Pompaples (1 km), Orny (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in La Sarraz?
No. It explains the insurance and tax concepts for residents of La Sarraz (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in La Sarraz with no obligation?
Of course. The starting point is your situation in La Sarraz; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for La Sarraz is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.