Key points at a glance
This page is written for residents of La Praz, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in La Praz, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. La Praz has roughly 165 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for La Praz, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Juriens (2 km), Moiry (2 km), Mont-la-Ville (3 km).
La Praz at a glance: your local context
La Praz, a municipality of roughly 165 residents in the canton of Vaud, has its own profile when it comes to health insurance. La Praz lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 165
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1327
- Federal municipality number (BFS): 5758
Health insurance and supplementary cover around La Praz: compare neighbouring municipalities
Around La Praz, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Juriens — 2.2 km away
- Health insurance and supplementary cover in Moiry — 2.2 km away
- Health insurance and supplementary cover in Mont-la-Ville — 2.9 km away
- Health insurance and supplementary cover in Cuarnens — 3.7 km away
- Health insurance and supplementary cover in Ferreyres — 3.8 km away
- Health insurance and supplementary cover in Vaulion — 4.2 km away
- Health insurance and supplementary cover in Chevilly — 4.2 km away
- Health insurance and supplementary cover in Premier — 4.3 km away
- Health insurance and supplementary cover in Croy — 4.4 km away
- Health insurance and supplementary cover in Romainmôtier-Envy — 4.5 km away
Health insurance premiums 2026 in La Praz: the real numbers
The range in La Praz is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in La Praz from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Compare premiums for La Praz →
Basic insurance in La Praz: choosing insurer, deductible and model
You steer your premium in La Praz with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in La Praz starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for La Praz
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for La Praz →
How we work for La Praz
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In La Praz this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in La Praz (practical guidance, not legal advice)
How much is the 2026 health insurance premium in La Praz?
In La Praz (postal code 1327), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of La Praz have the same premiums?
Not necessarily. La Praz and nearby municipalities such as Juriens (2 km), Moiry (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in La Praz?
No. It explains the insurance and tax concepts for residents of La Praz (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in La Praz with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for La Praz follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for La Praz is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.