Key points at a glance
This page is written for residents of Gilly, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Gilly, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Gilly has roughly 1’322 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Gilly, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Bursins (1 km), Vinzel (2 km), Bursinel (2 km).
Gilly at a glance: your local context
Gilly, a municipality of roughly 1’322 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Gilly belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 1’322
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1182
- Federal municipality number (BFS): 5857
Applying for premium subsidies around Gilly: compare neighbouring municipalities
Living or working near Gilly? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Bursins — 1.3 km away
- Applying for premium subsidies in Vinzel — 1.8 km away
- Applying for premium subsidies in Bursinel — 1.9 km away
- Applying for premium subsidies in Dully — 1.9 km away
- Applying for premium subsidies in Tartegnin — 2.2 km away
- Applying for premium subsidies in Luins — 2.6 km away
- Applying for premium subsidies in Rolle — 2.6 km away
- Applying for premium subsidies in Mont-sur-Rolle — 3.2 km away
- Applying for premium subsidies in Burtigny — 4.3 km away
- Applying for premium subsidies in Begnins — 4.3 km away
Health insurance premiums 2026 in Gilly: the real numbers
The range in Gilly is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Gilly are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Gilly: choosing insurer, deductible and model
You steer your premium in Gilly with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Gilly starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Gilly
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Gilly →
How we work for Gilly
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Gilly this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Gilly (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Gilly?
In Gilly (postal code 1182), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Gilly have the same premiums?
Not necessarily. Gilly and nearby municipalities such as Bursins (1 km), Vinzel (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Gilly?
No, it is for orientation in Gilly. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Gilly with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Gilly follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.