Key points at a glance
Living in Ependes (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Ependes you don't save by taking less protection — you save through the right insurer, deductible and model.
Your premium depends on your FOPH/OFSP premium region (region 1 of the canton of Vaud), never on your health: for basic insurance, every insurer must accept you. Ependes has roughly 358 residents — and every insured person is free to choose their own insurer. Below you will find the real 2026 premiums for Ependes, the main pitfalls to avoid and a free comparison. Neighbouring municipalities have their own pages too: Belmont-sur-Yverdon (1 km), Treycovagnes (2 km), Suchy (3 km).
Ependes at a glance: your local context
Ependes, a municipality of roughly 358 residents in the canton of Vaud, has its own profile when it comes to health insurance. Ependes lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 358
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1434
- Federal municipality number (BFS): 5914
Applying for premium subsidies around Ependes: compare neighbouring municipalities
Living or working near Ependes? Each of the closest municipalities has its own local page — handy when you move or when you compare several places to live:
- Applying for premium subsidies in Belmont-sur-Yverdon — 1.2 km away
- Applying for premium subsidies in Treycovagnes — 2.4 km away
- Applying for premium subsidies in Suchy — 2.6 km away
- Applying for premium subsidies in Suscévaz — 2.8 km away
- Applying for premium subsidies in Valeyres-sous-Ursins — 3.7 km away
- Applying for premium subsidies in Mathod — 3.7 km away
- Applying for premium subsidies in Essertines-sur-Yverdon — 3.9 km away
- Applying for premium subsidies in Chamblon — 4.3 km away
- Applying for premium subsidies in Montagny-près-Yverdon — 4.4 km away
- Applying for premium subsidies in Yverdon-les-Bains — 4.7 km away
Health insurance premiums 2026 in Ependes: the real numbers
In Ependes, an adult with a 300 CHF deductible pays between 570 and 764 francs a month for basic insurance depending on the insurer — even though the benefits are, by law, exactly the same everywhere. For identical cover, the gap between the cheapest and the most expensive insurer reaches up to 2’326 francs a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Ependes are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Compare premiums for Ependes →
Basic insurance in Ependes: choosing insurer, deductible and model
Three decisions drive your premium in Ependes. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Ependes starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Mind the deadlines: for a switch on 1 January, the cancellation must have reached the old insurer by 30 November — what counts is receipt, not the postmark. And check the premium subsidy in the canton of Vaud: the entitlement goes surprisingly often unclaimed.
Checklist for Ependes
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Ependes →
How we work for Ependes
Our method has three steps: (1) we start from your real profile (age, deductible, model, accident cover); (2) we rank the insurers in your FOPH premium region for 2026 from cheapest to most expensive; (3) we check your entitlement to premium subsidies in the canton of Vaud. Nothing changes in your benefits — basic insurance is identical everywhere — you simply stop overpaying for the same cover. In Ependes this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Compare every autumn before the 30 November cancellation deadline. The comparison is free and without obligation.
FAQ — insurance in Ependes (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Ependes?
In Ependes (postal code 1434), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Ependes have the same premiums?
Not necessarily. Ependes and nearby municipalities such as Belmont-sur-Yverdon (1 km), Treycovagnes (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Ependes?
No, it is for orientation in Ependes. A personal decision belongs on the basis of your actual documents (policy, insurer confirmation) and, if needed, an authorised professional in the canton of Vaud.
Can I compare "Applying for premium subsidies" in Ependes with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Ependes follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
This local guide for Ependes is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.