Key points at a glance
This page is written for residents of Cuarny, in the canton of Vaud, who want to understand, compare and optimise their health insurance. Basic health insurance (KVG/LAMal) is compulsory, and by law its benefits are identical at every insurer: in Cuarny, the real way to save is choosing the insurer, the deductible and the insurance model — not cutting cover.
What sets your premium is your FOPH premium region (Cuarny belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Cuarny has roughly 243 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Cuarny, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Pomy (1 km), Cheseaux-Noréaz (2 km), Villars-Epeney (2 km).
Cuarny at a glance: your local context
Cuarny, a municipality of roughly 243 residents in the canton of Vaud, has its own profile when it comes to health insurance. Cuarny lies in premium region 1 of the canton of Vaud (FOPH classification). Because even the next municipality may belong to a different region, premiums for the same cover can differ significantly — what matters is always the exact municipality, not the cantonal average.
- Population: roughly 243
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1404
- Federal municipality number (BFS): 5911
Applying for premium subsidies around Cuarny: compare neighbouring municipalities
Around Cuarny, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Applying for premium subsidies in Pomy — 1.4 km away
- Applying for premium subsidies in Cheseaux-Noréaz — 1.9 km away
- Applying for premium subsidies in Villars-Epeney — 2.2 km away
- Applying for premium subsidies in Cronay — 2.2 km away
- Applying for premium subsidies in Donneloye — 3.1 km away
- Applying for premium subsidies in Valeyres-sous-Ursins — 3.1 km away
- Applying for premium subsidies in Yverdon-les-Bains — 3.5 km away
- Applying for premium subsidies in Ursins — 3.9 km away
- Applying for premium subsidies in Bioley-Magnoux — 4.5 km away
- Applying for premium subsidies in Molondin — 5.1 km away
Health insurance premiums 2026 in Cuarny: the real numbers
The range in Cuarny is striking: for adults (deductible 300 CHF), the 2026 monthly premium runs from 570 to 764 francs — for basic insurance whose benefits the law fixes identically for every insurer. Comparing therefore saves up to 2’326 francs a year, without giving anything up. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
That is exactly what our comparison does: it ranks the 67 insurers active in Cuarny from the cheapest to the most expensive offer — by age, deductible and chosen model, without touching your benefits.
Basic insurance in Cuarny: choosing insurer, deductible and model
Three decisions drive your premium in Cuarny. First, the insurer: with legally identical benefits, it is the biggest lever for saving. Second, the deductible (300 to 2’500 CHF a year): if you rarely see a doctor and hold a reserve, the high deductible is usually the better deal; with regular treatment, choose the low one. For comparison: with a 2’500 CHF deductible, the adult premium in Cuarny starts as low as 442 francs a month. Third, the model: family-doctor, HMO or telemedicine models cut the premium significantly compared with free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Cuarny
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Cuarny →
How we work for Cuarny
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Cuarny this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Cuarny (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Cuarny?
In Cuarny (postal code 1404), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Cuarny have the same premiums?
Not necessarily. Cuarny and nearby municipalities such as Pomy (1 km), Cheseaux-Noréaz (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Cuarny?
No. It explains the insurance and tax concepts for residents of Cuarny (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Applying for premium subsidies" in Cuarny with no obligation?
Of course. The starting point is your situation in Cuarny; only at your request do a concrete comparison and quotes follow. You remain free to decline any offer — free of charge and without obligation.
How is the data from the form handled?
Your details are transmitted through our secure infrastructure — solely with your explicit consent. The purposes, recipients and retention periods are described in the privacy policy.
Important notes
All information is provided without guarantee and may be affected by changes to the law or rates. No figure on this page creates a contractual entitlement: always check the definitive values with your insurer, the FOPH or your canton before you decide.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.