Key points at a glance
Living in Crans (canton of Vaud) and want to stay on top of your health insurance? Here are the essentials: compulsory basic insurance (LAMal) covers exactly the same benefits at every insurer, so in Crans you don't save by taking less protection — you save through the right insurer, deductible and model.
What sets your premium is your FOPH premium region (Crans belongs to region 1 in the canton of Vaud) — your state of health is irrelevant, because basic insurance carries an obligation to accept every applicant. Crans has roughly 2’186 residents — and every insured person is free to choose their own insurer. Further down are the actual 2026 premiums for Crans, practical tips and a free, no-obligation comparison. Neighbouring municipalities have their own pages too: Céligny (0 km), Founex (2 km), Arnex-sur-Nyon (2 km).
Crans at a glance: your local context
Crans, a municipality of roughly 2’186 residents in the canton of Vaud, has its own profile when it comes to health insurance. For health insurance premiums, Crans belongs to FOPH premium region 1 of the canton of Vaud. Two neighbouring municipalities can sit in different premium regions — and therefore pay noticeably different premiums for identical benefits. Always compare for your exact municipality of residence, not a cantonal average.
- Population: roughly 2’186
- Canton: Vaud
- Basic-insurance premium region (FOPH/OFSP): region 1
- Postal code (NPA): 1299
- Federal municipality number (BFS): 5713
Health insurance and supplementary cover around Crans: compare neighbouring municipalities
Around Crans, every neighbouring municipality has its own page on the topic — useful if a move is coming up or if you are weighing several locations:
- Health insurance and supplementary cover in Céligny — 0.0 km away
- Health insurance and supplementary cover in Founex — 1.9 km away
- Health insurance and supplementary cover in Arnex-sur-Nyon — 2.3 km away
- Health insurance and supplementary cover in Bogis-Bossey — 2.6 km away
- Health insurance and supplementary cover in Chavannes-de-Bogis — 2.6 km away
- Health insurance and supplementary cover in Crassier — 3.2 km away
- Health insurance and supplementary cover in Coppet — 3.3 km away
- Health insurance and supplementary cover in Borex — 3.6 km away
- Health insurance and supplementary cover in Eysins — 3.7 km away
- Health insurance and supplementary cover in Commugny — 3.9 km away
Health insurance premiums 2026 in Crans: the real numbers
Concretely for Crans: the 2026 adult premium (deductible 300 CHF) is between 570 and 764 francs a month depending on the provider. Because the scope of basic insurance is identical by law, the choice of insurer alone decides up to 2’326 francs of difference a year. The lowest adult premium there comes with the "HMO / network" model.
| Profile | Deductible 300 CHF | Deductible 2’500 CHF |
|---|---|---|
| Adults (26 and over) | 570 – 764 CHF | from 442 CHF |
| Young adults (19–25) | 413 – 648 CHF | from 284 CHF |
| Children (0–18) | 44 – 179 CHF | — |
Our comparison tool does this work for you: the 67 insurers available for Crans are ranked by your profile (age, deductible, model) from the lowest to the highest rate — your cover stays unchanged.
Basic insurance in Crans: choosing insurer, deductible and model
You steer your premium in Crans with three levers. The insurer first — it costs nothing in benefits and brings the most. Then the deductible between 300 and 2’500 CHF: high deductible for healthy people with a financial cushion, low deductible for ongoing treatment or planned procedures. For comparison: with a 2’500 CHF deductible, the adult premium in Crans starts as low as 442 francs a month. Finally the insurance model: family-doctor, HMO or telemedicine are noticeably cheaper than free choice of doctor.
Important for switching: your cancellation of basic insurance must REACH your current insurer by 30 November at the latest (the date of receipt counts, so send it by registered post) for the switch to take effect on 1 January. Also check whether you qualify for premium subsidies in the canton of Vaud — many households leave this reduction unused.
Checklist for Crans
- Compare every autumn: insurers adjust their rates each year.
- Match the deductible to your own health profile (work out 300 vs. 2’500 CHF).
- Consider an alternative model (family-doctor, HMO, telemedicine) — same basic benefits, lower premium.
- Check your entitlement to premium subsidies in the canton of Vaud.
Free premium comparison for Crans →
How we work for Crans
Three steps, one goal: first we capture your specific profile (age, deductible, model, accident); then we sort the insurers in your premium region (FOPH 2026) by rate; finally we check the premium subsidy of the canton of Vaud. Your benefits stay untouched — by law they are the same at every insurer — only the bill goes down. In Crans this difference is measurable: 570–764 francs a month for adults, i.e. up to 2’326 francs a year across 67 insurers — for identical cover. Repeat the comparison each autumn before 30 November: free and with no commitment.
FAQ — insurance in Crans (practical guidance, not legal advice)
How much is the 2026 health insurance premium in Crans?
In Crans (postal code 1299), the 2026 adult basic-insurance premium ranges from 570 to 764 francs a month depending on the insurer (deductible 300), from 413 francs for young adults and from 44 francs for children. For identical cover, the difference reaches up to 2’326 francs a year (FOPH premium region 1 of the canton of Vaud). Source: FOPH/OFSP, approved premiums 2026.
Do the neighbouring municipalities of Crans have the same premiums?
Not necessarily. Crans and nearby municipalities such as Céligny (0 km), Founex (2 km) can belong to different FOPH premium regions: for identical cover, the premium can vary from one municipality to the next. Always compare for your exact municipality of residence.
Does this page replace personal advice in Crans?
No. It explains the insurance and tax concepts for residents of Crans (canton of Vaud). Your decisions should rest on your own documents — and, where needed, on a regulated professional.
Can I compare "Health insurance and supplementary cover" in Crans with no obligation?
Yes: we first clarify your needs, then — only if you wish — targeted comparisons and quotes for Crans follow. The comparison is free, and no offer is binding.
How is the data from the form handled?
Transmission is encrypted and only takes place after your explicit consent. Details on purpose, recipients and storage duration are in our privacy policy.
Important notes
This local guide for Crans is for orientation. It replaces neither a personal quote nor the assessment of a regulated professional. The amounts, premiums and deductions mentioned change with your situation, your insurer and the given year.
Official sources
Our figures and information rely on the official publications of the Swiss Confederation.